China Truly Was On To Something
China has been a country for the most part cloaked in mystery. However, we do know that China was a hotbed of innovation and invention thousands of years ago. But perhaps one of the great China innovations that many may not know has to do with disability insurance. That’s right – disability insurance.
It is said that the modern concept of disability insurance was born from an old system 
instilled by Chinese laborers. You see, in olden times (back before television, radio – even the horse-drawn buggy), it was said that workers in China paid their doctors to keep them well and able to work – as the work enabled these laborers to take care of their families. However, if a laborer became too sick or injured to work for that day’s wages, the worker stopped paying the doctor – based on the simple premise that if the laborer couldn’t work, he couldn’t pay his bills – and if the laborer got hurt or sick, the doctor in effect broke his contract to keep the worker healthy. So the doctor was not paid. As a doctor, you fall prey to both sides of this proverbial coin.
In modern day, this concept is carried forward as disability insurance. A person pays his or her doctor for the annual physicals and exams that help determine the person’s health and keep his or her ability to work and earn an income. But if that person does get sick or injured and cannot work for an extended period of time, they will likely not be able to pay the doctor for services because the person will not have the money. With disability insurance, an individual who is sick or injured can at least get paid in order to take care of the essentials in life such as a mortgage, student loan debt payments, food, clothing – you get the picture.
Who knew that China understood, even long ago, how valuable work is to a person’s livelihood? Protecting your income with disability insurance will help to ensure that the essentials in life are covered if you are unable to work due to disability.
Find disability insurance for physicians at www.DoctorDisability.com – a modern day solution for the age old question, “What can I do to protect my income?”