Own-Occupation Disability Insurance
for Physicians and Dentists

Protect what matters most.

Get a personalized side-by-side policy comparison of the 

leading disability insurance companies from an

independent insurance broker.

About Us

Doctor Disability Logo

At Doctor Disability, we specialize in protecting the financial well-being of medical professionals. With over 25 years of experience, we’ve helped more than 25,000 physicians and dentists secure disability and life insurance. Our deep understanding of the unique challenges and requirements of the medical field enables us to provide tailored solutions that meet your needs and goals.

Why Choose Doctor Disability?

25+ Years of Experience
25,000+ Physicians Protected
50 States Licensed
  • Expertise in Medical Professionals:
    We focus exclusively on serving physicians and dentists, offering unparalleled knowledge and guidance in protecting your income and future.
  • Comprehensive Policy Comparisons:
    We simplify the process by providing personalized, side-by-side comparisons of policies from leading insurance companies, empowering you to make informed decisions.
  • Exclusive Discounts for Medical Professionals:
    Our partnerships with top insurers allow us to negotiate special discounts, helping you save money while securing comprehensive coverage.
  • Guaranteed Standard Issue (GSI) Policies:
    Even if you have pre-existing conditions, we can provide coverage without medical underwriting through our GSI options, ensuring protection for all medical professionals.
  • Solutions for Complex Medical Histories:
    We work with multiple carriers to find the best coverage for clients with pre-existing conditions or unique medical needs, delivering customized and comprehensive policies.
  • Outstanding Client Satisfaction:
    With over 130 five-star Google Business reviews, our clients consistently praise our exceptional service, expertise, and commitment to their success.

Ready to protect your future?

Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.

Our Core Values

Excellence We take pride in being the best at what we do. Our passion shines through in our work as we go above and beyond for our clients. We don’t just provide great service—we create memorable experiences and add real value every time we interact with you.

Do Good We believe in the simple truth that good actions bring good results. Our work makes lives better and leaves a positive mark on the world. Our clients find themselves in a better place after working with us. We treat everyone fairly, honestly, and with integrity.

Growth We push ourselves to be better today than we were yesterday. We’re always reinventing what we do to give you the best experience and stay one step ahead. We actively look for ways to grow, both in our professional skills and as people.

Love You can see the love we have for our work in the extra effort we put in for clients, in how we treat each other, in our careful attention to details, and in the positive difference our products make in your life and the lives of your family.

Teamwork/Community Together, we achieve more than any of us could alone. Everyone’s role matters and contributes something vital to our success. We value what makes each person unique and treat one another with genuine respect.

Be Humble No matter how successful we become, we keep our feet on the ground. We believe in treating others exactly how we’d like to be treated ourselves.

A Commitment to Long-Term Relationships

Why doctors need disability insurance

We’re more than just an insurance brokerage—we’re your partner for the long haul. As your career and personal life evolve, your insurance needs will change too. That’s why we’ve established a dedicated service department to assist you in adjusting your policy over time, ensuring your coverage grows with you.

Protecting Your Future, Supporting Your Success

At Doctor Disability, we’re here to simplify the complexities of disability and life insurance, so you can focus on what you do best—helping others. Let us protect your income and secure your future with solutions designed exclusively for medical professionals.

We’re proud to be the trusted choice for physicians and dentists nationwide, and we look forward to serving you.

Community Involvement

A group of young kids sit on the grass while laughing and smiling

We are very proud to partner with Su Refugio!

Our decision to partner with Su Refugio was a natural one for a very simple reason. Doctor’s Financial Network and Su Refugio operate with the same purpose; to provide people with the necessary resources which offer comfort and security in a time of distress.

While children make up only 1/3 of the earth’s population, they make up HALF of those living in extreme poverty. In South America nearly 70% of the population lives below the global poverty rate of less than $1.00 a day. In this very dire situation, food is extremely scarce. It is the vision & purpose of Su Refugio Ministries to meet these children “in their distress”. SRM seeks to care for orphans and widows in a tangible, impactful and sustainable way by providing for their needs and teaching them how to do the same.

Currently operating in the countries of Paraguay, Peru and Argentina SRM runs various community outreach centers, residential-style homes for abused children, vocational training centers for women, schools and various feeding centers. Through various global partnerships we are seeking to ensure that every child is fed, protected, known & loved.

Together we are making an impact! With every new client we serve, Doctor’s Financial Network is providing 100 meals to the beautiful children Su Refugio is able to reach.

As a client or future client of ours we want to thank you for making this a possibility. As you continue to allow us to serve you, our ability to serve others and the impact we make grows stronger every day.

If you would like to find out more or make a donation to Su Refugio, please visit surefugio.org.

Testimonials

 
Posted on Google Google
Jenny profile picture
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica was an amazing agent to work with, she was attentive, prompt, and very informative. My whole experience with her was excellent from initial contact to activating my policy. 10/10 would recommend.
Posted on Google Google
Mengchuan Li profile picture
10 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Wonderful customer service. Madison answers all my questions promptly and thoroughly, and does a great job following up on pending items.
Posted on Google Google
Chase Hintelmann profile picture
9 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Had an incredible experience with Doctor Disability! I had my consultation with Chuck who was incredibly knowledgeable about the options for disability insurance. Since then, Jessica has stayed on top of where I was in the application process and has been keeping me on track to get my insurance squared away. I highly recommend Doctor Disability to any physicians looking for disability insurance!
Posted on Google Google
John Nguyen profile picture
8 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica and Madison were a great help in explaining disability insurance terminology and riders. They were responsive and made any adjustments I wanted quickly. Throughout the process, I felt they had my best interests in mind while allowing me sufficient time to think through my decisions. I'm happy with the policy I have and grateful they are here to support me through this process.
Posted on Google Google
Roshan Kumar profile picture
8 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor disability team made process of obtaining disability insurance very easy for me. Highly recommend them.
Posted on Google Google
Pezhman Mobasher profile picture
3 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Madison was very helpful in getting my disability insurance. Professional, responsive, and made the whole process easy. Highly recommend!
Posted on Google Google
Sai Lahari Sangaraju profile picture
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica and Beth were both wonderful and helped me immensely!
Posted on Google Google
Sara Diltz profile picture
31 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
It was a simple process and the customer service was fantastic.
Posted on Google Google
Manish Shah profile picture
20 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica was very helpful throughout the entire disability insurance process. She was responsive, clear, and kept me updated through the application and underwriting process. She also promptly addressed my questions and made sure the final policy reflected the coverage I had selected. I really appreciated her help and would recommend her to other physicians looking for disability insurance.
Posted on Google Google
Elliot Haddad profile picture
19 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I’m very thankful for the help I received from Chuck and Madison throughout the disability insurance process. They made everything easy to understand, were always responsive, and made sure I felt comfortable with the coverage I was choosing. Chuck and Madison were both extremely helpful and great to work with from start to finish. I really appreciate all of their guidance and would highly recommend Doctor’s Financial Network!
Posted on Google Google
Dennison Min profile picture
1 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica Lyon was very helpful in helping with my disability insurance! Very quick to respond to questions as well.
Posted on Google Google
nanuli gvazava profile picture
24 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a great experience throughout the process. Jessica was incredibly helpful, responsive, and made everything feel straightforward and easy. I truly appreciated her support and would highly recommend working with her.
Posted on Google Google
Jonathan Pham profile picture
13 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
10/10 Highly recommend DoctorDisability’s services. Their team members were all very professional and helpful with helping me apply for disability insurance. Madison and Beth always answered my questions and kept me informed throughout the entire process, thank you them and to their entire team!
Posted on Google Google
Allen Xu profile picture
24 June 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent team that made the process incredibly smooth! Highly recommend to fellow resident physicians.
Posted on Google Google
Jose Antonio Garcia profile picture
18 June 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
​I cannot recommend Doctor Disability enough. From start to finish, they did an absolutely incredible job. The owner, Chuck, personally handled my case and was phenomenal throughout the entire process. He answered every single one of my questions, responded promptly to all emails, and guided me seamlessly through every single step. Chuck’s professionalism is unmatched—he truly went above and beyond to ensure I felt confident and taken care of. If you are looking for top-tier service and expertise, look no further. Highly recommend!
Posted on Google Google
Carter and Amber Bryce profile picture
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability had excellent communication throughout the process of seeking my own occ disability process and advocated for me to get the best rates possible. I am grateful to them for both the ease of the application process and for the peace of mind I now enjoy being covered.
Posted on Google Google
Laura Zima profile picture
18 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I really enjoyed the process of working with Dr. disability especially Jessica and Chuck. They helped me navigate all the options and did all of the heavy lifting, all I needed to do was review and sign forms they conveniently sent to me. It made the process of getting insurance easy and I felt like I had the best policy I could receive. I never felt like I was asking too many questions and understood everything fully. They went above and beyond. I will continue to work with them over the years to optimize my policy beyond training!
Posted on Google Google
Anthony Delzotto profile picture
7 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica was great and very helpful! I’m very happy I used Doctor Disability, they were very helpful at explaining all the options and very responsive with any questions I had. They made the process so easy!
Posted on Google Google
Marco Lawandy profile picture
30 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica did an absolutely fantastic job of educating me on my options and helping me choose the right plan. She answered all of my questions with her wealth of knowledge. Amazing job. Very happy to work with Jessica with Doctor Disability
Posted on Google Google
Aseef Ahmed profile picture
3 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a wonderful experience with Doctor Disability. I wish I had discovered them sooner. All the staff are very knowledgeable. They found me an awesome quote with a new carrier and it made the decision to switch very easy for me. Pick up the phone now and dial!
Posted on Google Google
Carl Haupt profile picture
3 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica was very helpful and transparent about disability insurance options. She guided me through the process with clear and consistent communication. She arranged quotes from the big companies and gave a nice summary sheet comparing them. I highly recommend her service.
Posted on Google Google
Kathryn Sprague profile picture
23 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica was incredibly helpful, fast responsive and efficient and would highly recommend!
Posted on Google Google
souhil jaafil profile picture
21 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience, made it easy
Posted on Google Google
Adam Pearl profile picture
10 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessica Lyon was AMAZING! Responded so quickly and got all my questions answered fully. Made the experience so easy, and a great policy!
Posted on Google Google
Alexandra Lawson profile picture
10 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Had a great experience with Doctor Disability. They made the process very easy and transparent.
Posted on Google Google
Thomas Quinn profile picture
3 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Easy to work with, fast, and I feel like I got the best rate for my coverage. Would definitely recommend
Posted on Google Google
Jordan Jenkins profile picture
2 March 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
They really made this process super easy and convenient and helped manage everything without charging me anything extra. So grateful to have found them!
Posted on Google Google
Mayowa Bababunmi profile picture
16 February 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
The team did a great job explaining the options and helping find which plan was best for me. I would definitely recommend. Great service all around.
Posted on Google Google
Ava Gates profile picture
11 February 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Very helpful. Would recommend and use again.
Posted on Google Google
Francis Wong profile picture
31 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Had a good experience with Kristen. She answered all my questions and I got the policy that was best for me.
Posted on Google Google
Beck Lundeen profile picture
22 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
My experience was nothing but pleasant throughout the process. I discussed quotes with two different companies, and DoctorDisability went above and beyond. Helped find inconsistencies with quotes from another company, and worked with me to truly find the best quote for me. Would recommend to anyone.
Posted on Google Google
Mika Masuda profile picture
28 September 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability (DD) was a great service for helping me set up disability insurance while still in residency. DD saved me from having to go to individual insurance companies and setting up individual meetings with each one to learn about their policies. DD gave me a selection of plans with their terms spelled out clearly. Kristen was especially helpful and attentive in making the application process straightforward and ensuring that my policy came into full force. Thank you, Kristen and Doctor Disability!
Posted on Google Google
Dexter Lee profile picture
22 September 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Great service. Will recommend to my friends!
Posted on Google Google
Adaobi Egwuagu profile picture
3 September 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent experience working with the Doctor Disability team. Kristen and Jessica were wonderful and very hands-on contact points. They kept me updated all through the process and were prompt with response when I needed them. I’m very grateful to them for getting my policy handled and approved. Thank you!
Posted on Google Google
Brandon F profile picture
27 August 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen has worked hard to get me a fair policy into effect. I’m grateful for the effort and outcome!
Posted on Google Google
Victor Perez profile picture
5 August 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I am absolutely thankful to have worked with Kristen, Chuck, and the entire team of Doctors Disability Insurance! They were so professional and helpful. Special shout out to Kristen for always having my best interest at hand and keeping me updated on every aspect of the insurance process. I am very happy with the results and the final policy Kristen was able to help me obtain. Thank you DoctorDisability! 10 out of 10 will recommend!
Posted on Google Google
Alexis Keenan profile picture
20 May 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen and Beth were absolutely fantastic to help me find the perfect plan for myself and my family!! And not to mention, Doctor Disability services are FREE! It’s a win-win for providers to be able to utilize this service. I will be passing the words about the great experience I had with Doctor Disability to everyone I know!! Absolutely recommend!
Posted on Google Google
luke bainbridge profile picture
8 May 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen and Jessica were great to work with. The process was smooth and efficient. I would highly recommend.
Posted on Google Google
Anish Dhadwal profile picture
1 April 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability recently helped me acquire a 2m life insurance policy. The process was so smooth and easy, I was given over 10 different carriers to choose from and was guided ultimately towards the one that was best for me. Special thanks to Kristen G for helping me throughout the process. Her communication was excellent and I couldn't be more happy. Thank you Kristen!
Posted on Google Google
Mickey Brener profile picture
30 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Fantastic experience with the team from Doctors Disability. I received a very comprehensive and concise summary of my options based on my needs…selected the plan that was right for me…only to have the insurance agency deny the plan. Ultimately, the team was able to advocate on my behalf and we were able to sort everything out. Appreciate their care and attention, and very happy with how things turned out. Would recommend highly…
Posted on Google Google
Stewart Davidson profile picture
13 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Working with Doctor Disability made the process of finding disability insurance seamless. They do a great job of breaking down the different riders and finding a plan that works for your personal situation. Would recommend them to my colleagues!
Posted on Google Google
Jeffrey Seal profile picture
4 February 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Highly recommend! Made the process incredibly easy. Everyone was very friendly and informed. They helped me understand my best options, plan, and move forward. Everything went very smoothly.
Posted on Google Google
Mark Ryan profile picture
2 February 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Thank you, Jessica and Beth for working so hard and efficiently to finalize my disability policy. Other insurance agents, including a close friend, told me it would take 6-8 weeks to finalize a disability policy, and I needed one within two weeks to satisfy a lender's requirements as part of a financing package. Jessica and Beth guided me through the application process, helped me choose a plan that offered conditional coverage while underwriting was taking place, and worked hand-in-hand with the underwriter, lender, and me moving the process forward and ensuring everyone had all of the information they needed in order to finalize the policy in less than two weeks. Thank you for such great service!
Posted on Google Google
Paloma Cabral profile picture
23 January 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Everyone was really helpful, friendly, and always readily available to help me out with my questions!
Posted on Google Google
Jin Kim profile picture
14 January 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I had an excellent experience finding DI with Doctor Disability and Jessica Lyon, she was very helpful in following through to make sure i got the contract i needed!
Posted on Google Google
ernesto robalino profile picture
6 December 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
The service provided was excellent, with the staff being highly responsive and supportive. They were with me throughout the entire process, ensuring that everything flowed smoothly and without any bias towards insurance companies.
Posted on Google Google
Tatjana Blazin profile picture
21 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience! Everything went smoothly and all my concerns were addressed! Definitely recommend!
Posted on Google Google
Matthew Young profile picture
19 October 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Smooth and quick experience. All my questions were answered and staff were very friendly and responsive. Highly recommend! Could not be happier with my experience.
Posted on Google Google
Eric J. Keller profile picture
9 October 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a great experience with Doctor Disability. I reached out to them about setting up a policy during my last year of training and Beth Aroz effectively and efficiently got me quotes for multiple providers and set up a phone meeting to discuss and customize quotes to my needs all at no cost/commitment. When I was ready to move forward with a policy, Kristen Giancola did a great job making it as smooth and painless as possible. I ended with a great policy at a great cost without feeling pressured in anyway. Everything was very professional, transparent, and seamless. I highly recommend them.
Posted on Google Google
Arashpreet Gill profile picture
25 September 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
From the start to finish, applying for disability insurance through Doctor Disability was simple and straightforward. I appreciate the time that Jessica took in explaining all the options to me and giving me an unbiased and honest opinion of what plans would be appropriate for me in my situation. Then Kristen took over and has been an absolute delight to work with- she’s prompt, efficient, and a really great liaison. I’m grateful for their help and highly recommend their (free) services to all new doctors trying to figure out how this part of being a physician works!
Posted on Google Google
Sushant Kale profile picture
24 September 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Very efficient and timely service from start to finish. Kristen stayed on top of the underwriters and kept me informed all along the process. Very personable and professional!
Posted on Google Google
Kyra Lowery profile picture
18 September 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
The team was easily accessible and extremely knowledgeable! Extremely pleased with my experience.
Posted on Google Google
Jay Schon profile picture
26 July 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen kept me updated on each and every step. I felt informed while having the work done for me. Great experience!
Posted on Google Google
Dan Swartz profile picture
22 July 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Great communication. Informative and stress free process. I highly recommend.
Posted on Google Google
Savan K profile picture
17 July 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Great service. Very responsive. Plan to keep long term relationship with Doctor Disability.
Posted on Google Google
Kyle Hickey profile picture
17 July 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Highly recommend using Doctor Disability for anyone looking to learn more about disability insurance and to come up with the best plan for you. Kristen was always available by email and phone, and did a great job comparing the different plans and finding the best option for me. The process was very smooth and easy to understand and I recommend it to anyone looking for a trustworthy service!
Posted on Google Google
Conor Driscoll profile picture
29 April 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
This is the first google review I have ever written and I feel compelled to do so because the outstanding service, knowledge, and compassion that were provided by Chuck, Kristen, and the whole Doctor Disability team. They navigated a bunch of obstacles that I didn't even know existed and answered all of my questions over an extended process of obtaining disability insurance. I have recommended them to all of my friends and cannot rate them highly enough.
Posted on Google Google
Sarah Alnaqshabandi profile picture
7 April 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Very helpful and understanding, helped with every step and found the best option. I’m very happy with the service provided.
Posted on Google Google
Amy Elash profile picture
26 March 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
When I dithered for a month before signing the contract, Kristen Giancola helped me have it rewritten starting from the date I signed it, helping me save a month's unnecessary payment. Was very glad to get clear guidance and support around this process.
Posted on Google Google
gang cheng profile picture
6 February 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability was great! They provided the best customer service
Posted on Google Google
Natalia Cenzano profile picture
3 October 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
I just purchased a new 10 year term life insurance policy and increased the payout on my disability policy. It could have been a very difficult and confusing process if not for Kristen. She put everything together for me. She found a right insurance company, connected us, helped me with all the paperwork, answered all of my questions, fixed all minor imperfections, attended to every little detail. I never had to wait long time to get a response from her. Both of my new policies are enforced now and Kristen made it very easy. I strongly recommend this company for your insurance needs.
Posted on Google Google
Tyler Greenlee profile picture
10 August 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
It was a pleasure working with the team at Doctor Disability. They were exceptionally helpful throughout the process and provide an excellent service.
Posted on Google Google
Eric W Nakamura profile picture
20 July 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Great people! Wonderful experience!
Posted on Google Google
Keith Sellers profile picture
17 July 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Wonderful customer service, tons of patience and understanding given the demanding schedule of doctors as clients.
Posted on Google Google
Armin Barekatain profile picture
14 June 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a very good experience with Doctor Disability team especially Jessica and Kristen!
Posted on Google Google
Kyle Shepherd profile picture
4 May 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
Easy and seamless application
Posted on Google Google
Todd Miller profile picture
10 February 2023
Google star 1Google star 2Google star 3Google star 4Google star 5
I’ve been with Doctor Disability for close to a decade now. Their service doesn’t stop after the sale. They continue to follow up and care for you year after year. At the risk of sounding cheesy, once you buy a policy with them you really are joining their family and they will take care of you accordingly.
Posted on Google Google
Mari R profile picture
27 December 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Beth was amazing patient and very thorough in explaining! Super helpful and a pleasure to work with! Kristen was reliable responsive and efficient!
Posted on Google Google
Shayan Irani WA-Seattle profile picture
9 December 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
excellent to work with and respond in a very timely manner.
Posted on Google Google
Min Jung profile picture
5 December 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen, who helped me through the entire process was awesome, very responsive with all questions and requests until all my insurance policies were in force.
Posted on Google Google
Erin Petersen profile picture
20 November 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent staff worked very hard to help me get my policy instated. They were very thorough, available, and pleasant.
Posted on Google Google
Ashley Lundin profile picture
17 November 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent service! Knowledgeable and responds quickly!
Posted on Google Google
Jelani H. profile picture
15 November 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a very smooth experience when shopping and applying for insurance. Kristen Giancola was my agent and her patience knowledge made the ordeal much more pleasant and productive. I would recommend this service to friends and family.
Posted on Google Google
luke gaskin profile picture
2 November 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
The folks at Doctor Disability provided excellent service and communication to ensure I was able to obtain the best possible policy for me. Cannot recommend enough!
Posted on Google Google
Bhargava Gannavarapu profile picture
2 November 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
I had let my disability premium/coverage lapse during the pandemic. I was able to obtain coverage without a problem and with minimal asks from the underwriters. They made it real easy for me to get back the coverage I needed!
Posted on Google Google
Sam Memmelaar profile picture
28 October 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent service and communication
Posted on Google Google
Allison Hatmaker profile picture
10 October 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Jen V. went above and beyond to help me resolve my payment issue. Very grateful.
Posted on Google Google
Nikhil Kotha profile picture
19 September 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen was extremely easy and pleasant to work with. No pressure from the team here to buy a policy, felt very supported throughout the process. Highly recommend!
Posted on Google Google
jeff mccall profile picture
9 September 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen was great.
Posted on Google Google
Tyler Reber profile picture
7 September 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
The entire team at Doctor Disability helped make the difficult task of finding Disability insurance as smooth as possible. I am grateful for the help and knowledge each person I worked with and their quick responses to my concerns. I would definitely recommend Doctor Disability to anyone looking for Disability insurance.
Posted on Google Google
Dhruv Bhakta profile picture
19 July 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
A great organization that helped me navigate the complex process of obtaining own disability insurance. Overall would recommend to all individuals
Posted on Google Google
Emily K profile picture
19 July 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Very helpful staff, answered all my questions. Everything was quick and efficient.
Posted on Google Google
Amber Morgan profile picture
28 June 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Had a great experience using Doctor disability to obtain my long term disability insurance. They were very informative and made the process as easy as possible! I worked with Kristen and Chuck and they were amazing!
Posted on Google Google
Shaila DeLea profile picture
28 June 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a great experience with Doctor Disability. Beth and Kristen were both great to work with. They found me a great price on my disability insurance, and I was so pleased with my experience.
Posted on Google Google
Aishan Shi profile picture
24 June 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
The process felt seamless even though some parts did take time. Everyone was really easy to work with, and I was really happy with the overall service. Most communication was entirely by email, and I appreciated how quickly my agents responded.
Posted on Google Google
Emily Wang profile picture
22 June 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Great response time and accomodating. Explained my benefits and compared different companies thoroughly.
Posted on Google Google
Nicholas Pratt profile picture
17 June 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent customer service! Easy to complete process on a busy schedule. Secured a competitive policy at a great rate. Would highly recommend.
Posted on Google Google
Alex Spindler profile picture
1 June 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
This process was much less-daunting with their assistance-- I didn't feel manipulated or like I was being pressured into buying unnecessary packages, as I often did working with other companies directly. Great customer service and knowledge base and a must-use resource for those looking through disability options early in their career.
Posted on Google Google
Luis Daniel Prieto-Riascos profile picture
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability made the process of getting disability insurance easy and painless. They guided me through the entire process and answered all my questions in a timely manner. Highly recommend
Posted on Google Google
Nick Porcello profile picture
25 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen and Beth really know their stuff when it comes to disability inurance. They are great communicators and get back to you fast, follow-up on their own and give you straight forward answers. They know their stuff and make it really easy to work with them. I would highly recommend them!
Posted on Google Google
Tawfeq Syr profile picture
23 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability have great staff (Kristen and Beth) did really great job, they were on top of everything, they accommodated all my requests very fast, excellent communication. You would feel that you are in good hands with them. I recommend them 100%. Thanks to their hard work in my case.
Posted on Google Google
Ben Pirotte profile picture
21 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Professional, quick to respond, worked with me to get the insurance I needed.
Posted on Google Google
Yaron Guez profile picture
12 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a great experience purchasing life insurance through Doctor Disability. The team was incredibly helpful in identifying plans for me, walking me through the various pros and cons of each, and navigating me through the underwriting process. The rates were also highly competitive.
Posted on Google Google
Andrea Um profile picture
10 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
I found the team at Doctor Disability to be very helpful. They communicated great throughout the whole process and continued to touch base until the whole process was completed. I would recommend them.
Posted on Google Google
Ammar Abu Sulb profile picture
6 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Great way to get your disability insurance. All the options with clear explanation of each was given. Excellent communication, and Kristen was really patient and helpful. I would highly recommend to anyone looking for having this important insurance in place. 5 stars !
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Eric Lanning profile picture
5 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability was amazing to work with. Trying to find the right coverage meant working through multiple agents and advisors that didn't understand the type of policy we were looking for. Once we found Doctor Disability we setup a call within a couple of days and discussed ALL of the riders and policy aspects they generally include in their quotes from the Big6. My wife had some underlying medical conditions that are considered an underwriting risk by some companies but not others, Beth & Kristen were able to discuss the conditions with the insurance companies prior to filling out ANY paperwork without disclosing our personal information which allowed us to identify companies that would provide a preferred policy without month-after-month of forms and quotes. It took some time to get it done but Beth and Kristen were always available to provide an update!
Posted on Google Google
Danielle Gerry profile picture
4 April 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience. Efficient. Fair pricing. No gimmicks. -Dr.G
Posted on Google Google
Dolly Oyebadejo profile picture
8 March 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability was amazing to work with. They were able to answer every question I had, and guide me in choosing the best policy for me. Highly recommend!
Posted on Google Google
kartikeya kashyap profile picture
5 March 2022
Google star 1Google star 2Google star 3Google star 4Google star 5
Great unbiased and smooth process, really great customer care!
Posted on Google Google
Caleb Chiang profile picture
17 December 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Doctor Disability was professional, responsive, and knowledgeable about the options available to me. The process was very thoroughly explained and I felt that I had all the information to make right decision for my coverage. I would certainly recommend to any colleagues looking for disability coverage.
Posted on Google Google
Michael Zaplin profile picture
2 December 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
They are the best! 5 star custiomer service. always refer all my colleagues there. always lowest rates and great help along the way. not sure if kristen or beth is better since I confuse them all the time because theyre both incredible so its hard to keep them seperate :-)
Posted on Google Google
Joyce Kyung profile picture
19 November 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent service by Kristen Giancola and Beth Aroz. I highly recommend them.
Posted on Google Google
Sameer Patel profile picture
19 November 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Have worked with this company on and off for several years in the process of setting up my life and disability insurance. They are fantastic. Super responsive. Super involved. I always had the feeling they were advocating for me and not the insurance company. Highly recommend.
Posted on Google Google
Taylor Short profile picture
5 November 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I had an incredible experience with Dr Disability. They were knowledgeable and very quick to answer questions. They helped me get a policy that met my needs for a great price.
Posted on Google Google
Patrick Ouzts profile picture
24 September 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I had excellent experience working with Doctor Disability. It was my first time obtaining disability insurance, and all my questions and concerns were answered. Highly recommended!
Posted on Google Google
Jacob Waldron profile picture
9 September 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Had an excellent experience. Heard great things about them through a personal finance podcast I follow and they met the expectations. I had a lot of questions about various subtleties and they never made me feel like I was inconveniencing them. Professional and timely correspondence throughout and they seemed to really care about making sure I was ending up with exactly the policy I needed and understood. Highly recommend!
Posted on Google Google
Waseem Ahmed profile picture
6 September 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Responsive, professional, and seamless process. Was provided additional resources as requested and my team willingly looked over the policy provided separately by my own practice to supplement this policy.
Posted on Google Google
Alon Shalev profile picture
24 July 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
Kristen Giancola and Beth Aroz are great to work with. These are the people you want I’m at your corner when it comes to insurance.Professional, knowledgeable, supportive, kind and understanding. Highly recommend them.
Posted on Google Google
Thomas Mike profile picture
13 May 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a wonderful experience getting quotes for disability insurance and was able to get a good policy for a great rate. Would recommend to friends and co-workers.
Posted on Google Google
Brett Campbell profile picture
16 April 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I had two agents help me out during my process of finding disability insurance - Beth Aroz and Kristen Giancola. Beth was very helpful in answering all of my questions and in a timely manner. But I would be lying if I didn’t owe a HUGE thanks to Kristen. She was available every day whenever I needed her, made everything simple and easy to understand, gave great advice, worked through a lot of the process with and/or for me, and was generally just a very pleasant individual to speak to and work with. I would not have a policy as easily, quickly or as best fit for me without her. Thank you for the positive experience.
Posted on Google Google
Shakthi Sureddi profile picture
6 April 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
They tailored the search for disability insurance towards my needs. They were also very responsive and facilitated a timely and thorough application
Posted on Google Google
Stevco Stefanoski profile picture
28 March 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I am extremely happy with the level of service I received throughout this process. The declined manager since agents were extremely professional, responsive, and kept me updated at every step in the process. Would highly recommend.
Posted on Google Google
kamel massarweh profile picture
24 March 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a great experience with Guardian ، Kristen and Beth were very helpful, professional, and answerd all my questions . Highly recommended
Posted on Google Google
Joshua Smith profile picture
23 January 2021
Google star 1Google star 2Google star 3Google star 4Google star 5
I have nothing but praise for the employees that I interacted with and my experience as a customer. I worked most closely with Kristen Giancola and Beth Aroz. They are both fantastic. Very knowledgeable and quick to respond to inquiries. I am usually not available during normal business hours. Kristen would respond very quickly even in the evenings and over weekends, going above and beyond my expectations. It took longer than I expected to get some of the paperwork together and they were both very patient but also did not make me feel harassed when reminding me to upload required documents, etc. I would not hesitate to repeat the experience and would not make a different choice. Five stars!
Posted on Google Google
Sahand Arfaie profile picture
29 December 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a pleasant experience with DD; Kristen and Beth were very helpful, professional, and patient with all my questions. Obtaining disability insurance could be quite difficult but this team made it seamless. I highly recommend them!
Posted on Google Google
Joseph Lasek profile picture
1 December 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
Had a great experience again with Dr Disability. Excellent communication and responsiveness through out the process. Even chased me down when busy schedule caused me to drop the ball lol. Representative was able to review several companies and based on experience was able to refer me to a company that offered me preferred plus rate. Completely satisfied with the overall experience.
Posted on Google Google
John Coblentz profile picture
19 November 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
Smooth process, always available for questions, explained everything. Tailored my policy specifically for my situation. Would highly recommend Doctor Disability to all my colleagues.
Posted on Google Google
Taslim profile picture
4 November 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience. Great staff interactions. Answered all my questions. No issues.
Posted on Google Google
Aric Berning profile picture
26 September 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
I had an excellent experience with Doctor Disability. Chuck and Kristen were prompt, professional, knowledgeable, and a joy to do business with. As a newly graduated physician-in-training, it was important to me to work with an agent who understood the medical training process and the unique needs that early career physicians face-- I found that here. I never felt pressured to make decisions quickly and they took the time to answer all of my questions (I had a lot!). I have already recommended Doctor Disability to my colleagues. Five stars.
Posted on Google Google
Alex Willis profile picture
17 September 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
With so many options to choose from, Doctor Disability assisted me tremendously in finding the right company and plan for me.
Posted on Google Google
Brig Halpin profile picture
21 August 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
Great experience!!
Posted on Google Google
Missy Walker profile picture
18 August 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
I got both disability and life insurance policies. I worked with Kristen and Beth. Communication was great. The whole process itself was easy. I was able to get quotes from different companies and chose the one that worked the best for me. I’d recommend.
Posted on Google Google
Rosa Yu profile picture
4 August 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
Very easy to work with. Answered all of my questions in a timely manner and helped find the best option for my needs. Highly recommend.
Posted on Google Google
Ethan Linscott profile picture
13 July 2020
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent and patient representatives who helped walk me through the process. I had zero baseline knowledge and they answered all of my questions in a timely and easily understood manner and were sure to keep me posted as my application was processed.

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