Chuck Krugh
Chief Executive Officer
Chuck Krugh is a highly accomplished and experienced financial professional, with a deep understanding of the financial needs and goals of physicians and dentists. He is a Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC). Chuck is also an entrepreneur, and the founder and CEO of Doctor Disability, where he and his team have helped over 20,000 physicians and dentists find disability insurance.
Chuck’s personal experience with the importance of disability insurance, shaped his mission to provide financial security for his clients. As a child, Chuck’s father suffered a major heart attack and was never able to return to work. Thankfully, his family was covered by disability insurance which provided the income they needed to survive financially. This experience motivated Chuck to ensure that others have the same protection and security for themselves and their families.
Chuck is also dedicated to education and the well-being of children. He is the co-founder of Foundations Cognitive Schools, an organization that helps children overcome learning challenges. The school helps the children improve brain speed, auditory/visual processing, attention, memory, and coordination so they can have greater success in school and life.
Chuck is married, has four children, and enjoys playing beach volleyball and golf on the weekends. He is dedicated to helping others achieve their financial and personal goals, and is a respected leader in his community.
Beth Aroz
Senior Insurance Advisor
Beth is a licensed insurance agent, and believe it or not, she actually finds this insurance stuff fun! She believes that each client is unique and is passionate about customizing a plan that best fits their needs.
She is a southern California native and enjoys spending time going on adventures with her young daughter and fiancé. Sometimes she also brings along the pups, Jack and Mr. Fox. In her “spare time” (not much with a toddler!) she finds joy in creative outlets, most recently adding food carving to her list.
Kristen Wright
Underwriting Coordinator
Kristen is our underwriting guru here at Doctor Disability. She will walk you through the underwriting process as well as act as your own personal advocate! She has two huskies, Piper and Cooper, and loves to travel. Kristen is also big into football and is a huge Philadelphia Eagles fan.
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