What Common Pitfalls Should I Watch Out for When Comparing Disability Insurance Policies & Companies?
Story at-a-glance Price alone can fool you — cheap plans often miss key protections. The definition of disability matters most and can change your whole
5 Ways to Protect Your Family’s Future Beyond Insurance
Story at-a-glance Insurance is only the start of protecting your family. Save for emergencies so surprises don’t cause stress. Make a will and plan ahead
The Truth About Employer-Provided Disability Insurance
Story at-a-glance Your job plan is a start, but it often misses a lot of your income. Most doctors get only 40% of their pay
Disability Insurance for Married Residents: How to Protect Two Incomes
Story at-a-glance Two incomes mean more safety but also more risk if one stops. Disability insurance keeps money coming in if you get hurt or
Why Life Insurance Is a Love Letter to Your Family
Story at-a-glance Life insurance is a gift of love that keeps your family safe. It helps your family stay steady if something happens to you.
If I Buy a Cheaper Policy, Am I Sacrificing Important Features So It Might Not Pay When I Need It?
Story at-a-glance Cheaper policies often cut key features that doctors need. Group and association plans look cheap but can change, end, or tax your benefit.
Resident Spotlight: How One Doctor Saved $27,000 by Applying in Training
Story at-a-glance Residents get special disability discounts that can cut costs for life. Megan applied in training and locked in lower rates and strong own
5 Signs It’s Time to Update Your Life Insurance Plan
Life changes fast — especially for doctors and dentists. Your income grows. Your family grows. Your responsibilities grow. But most people forget to check whether
How to Review Your Disability Policy Each January
Story at-a-glance Check your policy each January to make sure it still fits your income and life. Compare your benefit to your income. If it’s
What Is Own-Occupation Disability Insurance and Why It Matters
Story at-a-glance Own-occupation coverage protects your specialty. You’re paid if you can’t perform your medical duties, even if you work elsewhere. It defines “disability” correctly.
How to Protect Your Practice (for Self-Employed Doctors)
Story at-a-glance Your practice is your income engine. If you can’t work, both personal and business cash flow stop. Individual disability coverage protects your personal
Life Insurance vs. Disability Insurance: What’s the Difference?
Story at-a-glance Both protect your income. Life insurance helps your family if you die; disability insurance protects your paycheck if you can’t work. Different payouts.