Why Do I Need Disability Insurance in Residency?
Story at-a-glance You’re protecting your future attending income, not just your resident salary. You lock in the lowest possible rates while you’re young and healthy.
Doctors Are at Higher Risk of Disability—Here’s Why the Numbers Matter
Story at-a-glance Physicians face higher-than-average disability risk—due to stress, long hours, and physical demands. Burnout, musculoskeletal pain, and mental health struggles are common and can
How Inaccurate Medical Records Can Hurt Your Disability Insurance Application
Story at-a-glance Insurance companies review your medical records—even small or old notes can impact approval or pricing. Doctors sometimes use “stronger” diagnosis codes to help
Why Self-Prescribing Medication Can Hurt Your Chances of Getting Disability Insurance
Story at-a-glance Self-prescribing shows up on your record—even one-time prescriptions are tracked by insurance companies. No medical records = red flags—underwriters can’t verify why you
Why Your Disability Insurance Premium Is the Same No Matter Where You Buy It
Story at-a-glance Insurance agents can’t change your rate—only the insurance companies set prices, and they’re approved by state regulators. Lower quotes often mean cut coverage—some
Managing Your Student Loans as a New Attending: A Simple Guide
Story at-a-glance Know your loans first—check balances, interest rates, and repayment terms at studentaid.gov. Choose the right plan: PSLF and income-driven repayment options like SAVE
Being Proactive: The #1 Habit for Success as a New Attending Physician
Story at-a-glance Being proactive sets the foundation for career success, especially during your early years as an attending. Proactive doctors focus on what they can
Understanding the Different Types of Long-Term Care Insurance: Traditional vs. Hybrid Policies
Story at-a-glance Long-term care is costly, and most physicians underestimate future needs. Traditional LTC insurance offers more flexibility, but it’s “use it or lose it.”
Not Using Your Disability Insurance: The Best-Case Scenario You Should Hope For
Story at-a-glance You’re more likely to become disabled than die during your working years as a doctor. Disability insurance protects your income and lifestyle—even if
10 Tax-Saving Strategies Every High-Earning Doctor Should Know
Story at-a-glance High earners can overpay taxes by tens of thousands without smart planning. Max out tax-advantaged accounts like 401(k), HSA, and backdoor Roth IRAs.
Being Proactive: The #1 Habit for Success as a Physician or Dentist
Story at-a-glance Being proactive means taking control, not waiting for problems to happen. Proactive doctors avoid burnout, grow faster, and lead healthier practices and teams.
How the Wealthy Use Whole Life Insurance to Build Generational Wealth
Story at-a-glance Whole life insurance isn’t just for protection—it’s a tool for building tax-free, multi-generational wealth. The wealthy use it to fund investments and pass