
How to Save for Retirement While Managing Student Loans
Hi, I’m Chuck Krugh, a Certified Financial Planner (CFP) with years of experience helping medical professionals navigate their unique financial challenges. One of the most

Avoiding Burnout in 2025: Self-Care for Busy Professionals
As the demands of work and life continue to grow, burnout has become a common challenge for busy professionals. Physicians, dentists, and other high-achieving individuals

New Year, New Goals: Financial Planning Tips for 2025
The start of a new year is the perfect time to press reset, reflect on your progress, and set new financial goals. For physicians and
The Financial Consequences of a Needle Stick Injury
Needle sticks are a common injury among medical personnel – and they can be especially prevalent with young resident doctors. Although a needle stick can
What is Guaranteed Standard Issue (GSI) Disability Insurance, and Why Should Medical Residents and Fellows Care?
If you’re a medical resident or fellow, GSI could be a game-changer when it comes to protecting your income—and it’s a solution that doesn’t require
How Do I Choose the Best Disability Insurance Company?
When it comes to disability insurance, the company you choose is just as important as the policy itself. After all, this is the company you’ll
How Do I Choose the Best Disability Insurance Policy?
As a doctor, protecting your income is one of the most important steps you can take for your financial future. Disability insurance ensures you have
What is “Guaranteed Renewable and Non-Cancelable” Coverage, and Why is it Important for Doctors?
When you invest in disability insurance, you’re not just buying a policy—you’re buying peace of mind. But not all policies offer the same level of
What is “Own-Occupation” Coverage, and Why is it Important for Doctors?
As a doctor, your ability to work is your most valuable asset. After years of education and training, your skills are finely tuned to your
How Much of My Income Will Disability Insurance Replace if I’m Unable to Work?
As a doctor, your ability to earn an income is your most valuable financial asset. Disability insurance protects that income if an illness or injury
What is Disability Insurance and How Does It Work?
As a doctor, your career is built on years of education, training, and dedication. Your income supports your lifestyle, family, and future goals. But have
Why Do I Need Disability Insurance?
As a doctor, you’ve worked hard to build a career that offers stability, financial freedom, and the ability to care for your loved ones. But