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Doctors Disability: Lock in Protection Before It’s Too Late

October 8, 2012 by Chuck Krugh, CFP

75% of Disabled Americans Face Financial Hardship—Don’t Be One of Them

Here’s a terrifying stat: Three out of four people diagnosed with multiple sclerosis end up in financial hardship. Why? Because they can’t work—and they didn’t prepare for it.

The reality? 1 in 4  U.S. workers will experience a disability before they retire. And for doctors, your income is your biggest asset—but only if you can keep working.

Too Late = Too Expensive (Or Denied)

You can’t buy doctors disability insurance after you’re already disabled. If you wait until you develop MS, diabetes, heart disease, or chronic pain, you’re either uninsurable or paying 5X more.

Doctors in their 20s and 30s think they’re invincible—until they’re not. The earlier you lock in coverage, the lower your cost.

Doctors Disability Insurance: The Ultimate Income Protection

✅ Covers you if you can’t perform your specialty
✅ Locks in lower rates when you’re young & healthy
✅ Protects against income loss from illness or injury
✅ Grows with you—coverage increases as your earnings do

What Happens If You Wait?

You roll the dice. Hope you never get sick. Hope you never get injured. Hope your income never stops.

Or… you make the smart move now and secure your financial future with doctors disability before it’s too late.

Ready to protect your future?

Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.

Get free quotes
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CategoriesDisability Insurance,  Financial Planning,  Physicians Disability Insurance Tagsdisability coverage

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