Critical Care Comes at a Cost
Most people are highly optimistic that they won’t get into a serious accident or fall to a serious illness in their lifetime. But nobody is immune to life-altering events, such as heart attacks, strokes, or cancer. As a pysician, you are certainly aware that illness and serious accidents can strike unexpectedly, changing one’s life forever.
While being diagnosed with cancer or a heart condition may seem unlikely for young doctors, it is a health risk they should keep in mind early in life. These are the facts:
- In the U.S., men have slightly less than a one-in-two lifetime risk of developing cancer; for women, the risk is a little more than one-in-three, according to the American Cancer Society.
- One American has a heart attack about ever 34 seconds and one suffers a stroke about every 40 seconds, according to the American Heart Association.
As though physical recovery from a critical illness isn’t enough, the out-of-pocket expenses for this type of care are typically far beyond what many are prepared to deal with. Doctors admit five million Americans to intensive care units each year, with the total costs of critical care services exceeding $80 billion annually. According to The Roundtable on Critical Care Policy, the average cost to the patient of a severe heart attack is about $1 million, including direct and indirect costs.
Disability can strike at any time and can be devastating both physically and financially. Planning for critical illness or injury by purchasing Disability Insurance can offer some peace of mind during a difficult time. At www.DoctorDisability.com, we specialize in providing doctors with the right kind of Disability Insurance. Feel free to visit our website or give us a call at 866-899-7318.