Disability insurance for locum tenens doctors are policies that provide income protection ifyou're unable to work due to a disabling illness or injury. This is critical for locum tenens doctors, whose income streams can be more erratic than their permanently-employed counterparts.Unlike traditional
Resident Disability Insurance: Protecting Medical Residents from a Costly Gamble
Resident disability insurance can secure your financial future. Without it, you run the risk of losing... big time. Dr. Jennings, a fourth-year resident in plastic surgery, was at home in her kitchen. While unloading her dishwasher, she dropped a coffee cup. She reached down to try to catch it
The 8 Most Important Questions to Ask Before Buying Disability Insurance
Before you buy disability insurance - be sure to ask these eight questions: 1. How does the disability insurance policy determine if I’m disabled? The best plans define disability as a sickness or injury that prevents you from performing the duties of your own occupation or medical/dental
Medical School Loans: How will they affect disability insurance benefits?
You knew those medical school loans were going to be a drain on your lifestyle when you took them out, but what happens if you become disabled and can’t work as a doctor after graduating or you become disabled before graduating? If you’ve been a good planner, you already have purchased some form
Do I Need Disability Insurance as a Medical Student?
That’s a question we are often called to address, and the answer is often “yes.” You may not need the same level of protection as people well into their medical careers, and unless you’re independently wealthy, we understand you can’t afford to pay unlimited disability insurance premiums. But we
I have a pre-existing condition. Can I still get disability insurance?
Disability insurance isn’t like major medical insurance post-Obamacare. While major medical carriers have to take all comers, regardless of their medical history (provided they apply during an open enrollment or special enrollment period), disability insurance is still medically underwritten. That
Different Types of Own Occupation Disability Insurance
Nearly every insurance expert will advise doctors it’s important to own a disability insurance policy with an own occupation definition of disability written into the contract. That’s in contrast to the less desirable “any occupation” definition included in many contracts. For physicians, an own
Doctors, Disability and Critical Illness Insurance
Most physicians we speak with understand the need for at least some individually-owned disability insurance. But there’s another important form of insurance protection that is growing more and more popular as physicians and employers see the need: Critical illness insurance for doctors. For proper