Story at-a-glance 75% of disabled Americans face financial hardship—and doctors aren’t immune.1 in 4 workers will become disabled before retirement, risking total income loss.Waiting to get coverage can cost 5X more—or leave you uninsurable entirely.Disability insurance protects your income
Physician Own Occupation Disability Insurance: Protect Your Income Before It’s Too Late
Story at-a-glance Home-based practices are rising—but with more freedom comes bigger financial risk.One injury or illness can shut you down—and there’s no employer safety net when you’re solo.Burnout hits harder at home—work-life blur and constant stress raise your risk of disability.Physician
Disability Insurance Cost: The Real Price of Protecting Your Income
Story at-a-glance 1 in 3 doctors face a disability before retirement—your income isn’t guaranteed.If you can’t work, your paycheck stops—but your bills don’t.Disability insurance protects your lifestyle when injury or illness takes you out of practice.It’s affordable peace of mind—just 1–3% of
Disability Insurance Quotes: Why Social Security Won’t Save You
Story at-a-glance Social Security Disability Insurance (SSDI) pays an average of $1,000/month—far below what physicians and dentists need.The system is underfunded, slow, and hard to qualify for, especially for high-income earners.Approval requires proving you're unable to work in any job, not
Doctor Disability Insurance: The Only Backup Plan That Actually Works
Story at-a-glance Illness—not accidents—is the leading cause of disability, yet most doctors underestimate their risk.15+ million Americans experience disabling conditions annually, but only 18% have disability insurance.Physicians are especially vulnerable—losing hand, eye, or brain function
Long Term Disability Insurance: The Benefit No One Thinks About (Until It’s Too Late)
Story at-a-glance You’re 3X more likely to become disabled than to die before age 65, yet most people don’t protect their income.Long term disability insurance replaces lost income, covering bills, mortgage, and essentials if you can’t work.Other coverage falls short—workers' comp, Social
Medical Students: Rethinking Third-Year Education
Story at-a-glance Third-year medical education is evolving, with growing debate between traditional block rotations and longitudinal integrated clerkships (LICs).Block rotations offer broad exposure, but critics compare the brief experiences to “speed-dating” with specialties.LICs provide
Disability Insurance Definition: A Simple Guide for Physicians
Story at-a-glance Disability insurance replaces your income if you can’t work due to illness or injury—yet many professionals overlook it.Physicians face higher disability risk due to demanding work and often carry significant student debt.Social Security Disability Insurance (SSDI) offers