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Dr. Disability: Healthy Habits

August 29, 2012 by Chuck Krugh, CFP

dr. disability health habits

Eat Right. Stay Healthy. Protect Your Income.

Alright, let’s be real—most physicians know what it takes to stay healthy. You tell your patients all the time:

✅ Take your vitamins.
✅ Ditch the processed junk.
✅ Move your body for 30 minutes a day.
✅ Load up on veggies.
✅ Don’t go crazy on caffeine.

But here’s the thing: even the healthiest doctors can get sick or injured. And when that happens, what’s your backup plan?

The Harsh Reality of Being a Doctor

You spend your life protecting others. But what happens when you can’t work? Your paycheck doesn’t keep coming just because you’re a physician. Dr Disability insurance is your financial bulletproof vest.

Physician disability insurance covers your income if an injury or illness knocks you out of practice. You could be the healthiest person alive, but a car accident, a back injury, or an unexpected medical condition can wreck your career overnight.

Patient Care 101: Make It Stick

Here’s something crazy: patients don’t remember most of what you tell them.

A New York Times study found that when pediatricians coached moms on baby nutrition, the advice barely stuck. But when doctors guided the moms on eating healthier themselves, they made huge changes to their baby’s diet.

Lesson? Telling people what to do isn’t enough—you have to make it personal.

Some doctors go deep on one key health habit. Others hand out simple, easy-to-read lists. The best approach? Make the message stick, without overwhelming your patients.

The Same Rule Applies to Your Career

You don’t need every insurance product. You need the right one.

Workers’ comp? Doesn’t cover most of what you’d actually need.
Health insurance? Great, but it won’t replace lost income.
Savings? Can disappear FAST when you’re out of work for months (or years).

Dr Disability insurance is the ultimate backup plan. You hope you never use it. But if life throws you a curveball, you’ll be damn glad you have it.

Don’t Gamble with Your Livelihood

You’re smart. You know the risks. And you already protect your patients every day.

Now it’s time to protect yourself. 🚀 Get Dr Disability coverage before you need it.

Ready to protect your future?

Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.

Get free quotes
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