
Story at-a-glance
- Getting a disability insurance quote is fast, easy, and free.
- You provide some basic info about your job, income, and health.
- An advisor compares policies from top companies like Guardian, Principal, and MassMutual.
- You’ll get a personalized quote showing your monthly cost and coverage options.
- No pressure—just information to help you make a smart decision.
Why Getting a Quote Matters
Disability insurance protects your income if an injury or illness keeps you from doing your job. For physicians and dentists, that income is the foundation of your lifestyle, your financial plan, and your future.
But many doctors don’t get coverage because they think the process is long or complicated. Good news—it’s not.
Getting a quote is simple, fast, and comes with no obligation to buy. It’s just the first step in protecting your paycheck.
What Do I Need to Get a Quote?
To get an accurate quote, you’ll need to share a few basic details:
- Your age and specialty
- Your income (even if you’re in training)
- Your location (state matters for pricing and options)
- A few notes on your health (just general history—no exam required yet)
- Any current disability coverage (such as group or association plans)
This helps the advisor customize your quote and compare plans across multiple insurance companies.
Who Gives Me the Quote?
At DoctorDisability, our team works with all the top providers that offer true own-occupation disability insurance for physicians and dentists, including:
We’re not tied to one company—so we can shop around to find the best policy for you.
What Will the Quote Show?
Your quote will give you a side-by-side comparison showing:
- The monthly premium (your cost)
- The monthly benefit (what you’d receive if you’re disabled)
- Important riders, like Cost-of-Living Adjustment, Future Purchase, and Residual benefits
- The definition of disability for each policy
- The financial strength ratings of each company
This lets you compare value—not just price.
Do I Have to Buy Anything?
No. Getting a quote doesn’t commit you to anything.
It’s just a smart way to learn what your options are and understand how to protect your income.
Final Thought
You’ve worked too hard to leave your income unprotected.
Getting a quote is easy, free, and one of the best financial decisions you can make for yourself and your family.
Ready to see your personalized quote? Click below to get started.
It takes just a minute—and we’ll take care of the rest.
Ready to protect your future?
Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.