Doctors Used to Work from Home… Now Some Are Going Back
Doctors used to live where they worked. Now, with telemedicine and private practice shifts, some are bringing medicine back home. Smart move? Maybe. Huge risk? Definitely.
Because here’s the brutal truth: Your income is tied to your ability to work. If you get injured, sick, or burned out—you’re financially done.
Running a Home-Based Practice? Read This First.
Setting up a home-based practice sounds great in theory. No commute. No corporate control. More freedom. But there are hidden risks:
🚨 Zoning issues – Many cities ban medical practices in residential areas.
🚨 Permits, equipment, parking – A logistical nightmare.
🚨 Work-life blur – Home and work separated by one door = zero separation.
🚨 Burnout hits harder – No escape means higher stress, higher risk of disability.
And the biggest one: What happens if YOU can’t work?
What’s Your Backup Plan If You Get Injured or Sick?
Hospitals have coverage. Large groups have policies. But if you run your own show, the responsibility is on YOU.
This is where Physician Own Occupation Disability Insurance saves you:
✅ Pays you if you can’t perform your specific medical specialty
✅ Covers income gaps where group policies fall short
✅ Locks in your financial security before disaster strikes
What Happens If You Wait?
You could lose everything you worked for—your home, your business, your future.
But if you act now, you lock in lower rates and protect yourself before it’s too late.
Don’t wait for a wake-up call. Get physician own occupation disability insurance today.
Ready to protect your future?
Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.
