The medical profession is unusual in many respects, but one in particular sets it apart from all most other professions; and that is the meteoric rise in income most medical professionals experience beginning the day they complete their residency. And unlike most other professionals, physicians are
Disability Insurance Premiums – How are they determined?
Compared with other forms of insurance, disability insurance premiums tend to be much more expensive. Why? Because you are at a greater risk of becoming disabled than you are to die prematurely or lose your house to a fire. Understanding how disability insurance premiums are calculated and knowing
How Laughter Helps Doctors
Humor has long been touted as a the best form of medicine, but what does that saying really mean? And how can it be useful to physicians? Today, at Doctor Disability, we'll take a look at the benefits of laughter, and how it can improve your well-being and your practice. Laughter can reduce pain,
Doctor Disability: Why You Need Physician Disability Insurance
Doctor Disability: Why You Need Physician Disability Insurance As a medical professional, physician disability insurance may not be a top priority. It doesn't have the dangers or extreme physical requirements of say, a logger or commercial fisherman. But physician disability insurance can help you
Doctor Disability Insurance: Will Your Coverage Keep Up With Your Income?
Your Income Is Growing—But Is Your Disability Insurance? Doctors’ salaries keep rising—but here’s the problem: Most doctors’ disability insurance doesn’t.A static payout policy means if you get disabled 10 years from now, you’ll be stuck getting paid a fraction of what you actually earn.And if
Doctors Disability: Lock in Protection Before It’s Too Late
75% of Disabled Americans Face Financial Hardship—Don’t Be One of Them Here’s a terrifying stat: Three out of four people diagnosed with multiple sclerosis end up in financial hardship. Why? Because they can’t work—and they didn’t prepare for it.The reality? 1 in 4 U.S. workers will
Physician Own Occupation Disability Insurance: Protect Your Income Before It’s Too Late
Doctors Used to Work from Home… Now Some Are Going Back Doctors used to live where they worked. Now, with telemedicine and private practice shifts, some are bringing medicine back home. Smart move? Maybe. Huge risk? Definitely.Because here’s the brutal truth: Your income is tied to your
Own Specialty Disability Insurance: Protect Your Career Like a Pro
Physicians Are the Worst at Protecting Themselves. Here’s Why. Doctors are great at diagnosing everyone else. But when it comes to their own health? Different story.They push through pain, stress, burnout—thinking, “I’m fine. I’ve got this.”Until they don’t.And here’s the kicker: 1 in 4 people