Story at-a-glance Max out retirement. Hit contribution limits to cut taxes and grow savings.Review insurance. Update disability and life coverage to match your current income.Use health accounts. Spend FSA funds and boost HSA savings.Give smart. Donate strategically to lower taxes and make an
Being Proactive: The #1 Habit for Success as a New Attending Physician
Story at-a-glance Being proactive sets the foundation for career success, especially during your early years as an attending.Proactive doctors focus on what they can control—like schedules, finances, and personal growth.Common challenges like burnout, debt, and poor boundaries can be avoided
Being Proactive: The #1 Habit for Success as a Physician or Dentist
Story at-a-glance Being proactive means taking control, not waiting for problems to happen. Proactive doctors avoid burnout, grow faster, and lead healthier practices and teams. Focus on your “Circle of Influence”—your skills, planning, habits—not outside forces. Small changes, like better
Transitioning to Full-Time Practice: Managing Your New Income
Story at-a-glance Going from residency to practice means a big income jump—but also a big risk of overspending.Create a clear plan for saving, debt payoff, and spending before your first full paycheck hits.Avoid lifestyle inflation—celebrate your success, but don’t overcommit to big purchases
New Year, New Goals: Financial Planning Tips for 2025
Story at-a-glance Start 2025 with a financial check-up: Know your income, debt, and savings to build a smart plan.Set clear goals using the SMART method to stay focused and motivated.Max out retirement accounts and build an emergency fund to protect your future.Review disability and life
The Financial Consequences of a Needle Stick Injury
Story at-a-glance Needle stick injuries are common—especially in residents, with nearly all surgical trainees affected.Exposure can lead to serious illness like Hepatitis B, C, or HIV—and major financial consequences.Disability insurance protects your income if a health event stops you from
Financial Advice for New Attending Physicians: Live Like a Resident to Achieve Financial Independence
Story at-a-glance Keep living like a resident after you become an attending—it can fast-track your financial goals.Pay down student debt faster and save thousands in interest by keeping expenses low.Avoid lifestyle creep so you can build savings, invest early, and gain financial freedom.Simple
Clinical Autonomy: Embrace Your New Role as an Independent Practitioner
Story at-a-glance Becoming an attending means more independence—you make the calls, but help is still okay.Confidence builds over time through preparation, case reviews, and mentorship.A strong support system matters—mentors, peers, and interdisciplinary teams help you grow.Communication is