Story at-a-glance Doctors are smart—but not always financially savvy – High incomes can make physicians prime targets for scams, especially outside their area of expertise.Offshore tax shelters = red flags – Hiding income offshore to avoid taxes is illegal and can lead to severe IRS

Story at-a-glance Interviewers want to hire you—employers invest time and money in the process and hope you’re the right fit.Cultural fit matters more than credentials—they’re looking at personality, bedside manner, and long-term alignment.First impressions stick—prepare a polished elevator

Story at-a-glance Doctors thrive in states with low taxes, strong asset protection, and a business-friendly environment.Texas and Florida stand out with no state income tax and strong legal protections for personal assets.Mississippi offers low cost of living and cheap malpractice insurance,

Story at-a-glance Life, disability, and long-term care are the three essential insurance policies every family should have.Life insurance is cheapest when you’re young and healthy—locking it in now can protect your family and future insurability.Disability insurance protects your income if you

Story at-a-glance Doximity’s Career Navigator app gives physicians anonymous access to real salary data by specialty and location.Rural doctors earn more than urban doctors on average—$1,500 more annually, plus lower cost of living.Private practice pays better than government or academic

Story at-a-glance Claiming a capital loss lets you deduct up to $3,000/year against ordinary income, reducing your taxable income immediately.Unused losses can carry forward, helping you reduce taxes on future gains—or offset income again in years ahead.Reinvesting the proceeds from your loss

Story at-a-glance Doctor marriages face unique stressors—like long hours, on-call shifts, and emotional work demands.Despite the pressure, physician marriages last longer and are more resistant to divorce than the general population.Mutual support, shared values, and role clarity are key

Story at-a-glance Using cash can protect your identity, avoiding data breaches tied to debit or credit card use.Paying with cash helps with budgeting discipline, reducing the temptation to overspend.The physical act of spending makes you more accountable and aware of your daily expenses.Cash