Worker's compensation likely isn't enough. Where worker's comp falls short, disability insurance can pick up the slack. It’s not just us saying it – Doctors should own long term disability insurance. And preferably they should have their own coverage, in addition to whatever coverage they receive
Why Workers’ Comp Won’t Protect You – Physician Disability Insurance Does
Think workers’ comp will cover you if you get disabled?Think again.Work-related accidents cause less than 5% of all disabilities. That means 95% of the time, you’re on your own.Yet, 61% of women and 46% of men in the medical field have done zero research on physician disability insurance. Worse?