Story at-a-glance Most adults know retirement planning is critical—but ignore estate planning, leaving families exposed to probate delays and legal costs.Over half of Americans die without a will, meaning the state decides what happens to their assets and dependents.An estate plan should start

Story at-a-glance Most physicians overpay taxes without realizing it, often giving the government an interest-free loan via large refunds.Adjust your withholding to match your actual tax liability, freeing up money monthly for debt repayment or savings.Not all income is taxed equally—know your

Story at-a-glance Year-end tax planning is critical for physicians, especially as financial clarity improves late in the year.Smart strategies include deferring income and accelerating expenses, depending on your expected tax rate.Take advantage of Section 179 deductions by purchasing