You’re in residency. You’re working crazy hours. You’re living on a tight budget. So it’s fair to ask:“Do I really need disability insurance right now?”The answer is simple: Yes. And the earlier, the better.Here’s why. 1. Your Future Income Is Worth Protecting Right now, you may not be

When people think about disability, they often picture physical injuries or chronic illness. But did you know doctors themselves face significant disability risks due to their demanding roles? Here’s a closer look at why physicians are more exposed—and how disability insurance becomes

If you’re planning to apply for disability insurance, here’s something you might not expect: your medical records could cause problems—even if you’re healthy.We’ve seen a growing trend where doctors, in trying to help patients get coverage from their health insurance, use diagnosis codes that make a

As a doctor, you’re trained to treat patients. You know the symptoms. You know the meds. So when something small pops up—a little anxiety, trouble sleeping, or minor pain—it might feel easier to just write yourself a quick prescription.It seems harmless. But when it comes to applying for disability

If you're shopping for disability insurance, you might notice something surprising: the disability insurance premiums look very similar—sometimes exactly the same—no matter which agent or website you go to. You might even wonder, “Can I get a better deal somewhere else?” Here’s the truth: insurance

If you're a medical resident or fellow, GSI could be a game-changer when it comes to protecting your income—and it’s a solution that doesn’t require the hassle of medical underwriting. What is GSI Disability Insurance? Guaranteed Standard Issue (GSI) disability insurance is exactly what it sounds