• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Doctor Disability HomepageDoctor Disability

Helping Physicians & Dentists Protect What Matters Most

  • Get Quotes
  • Learn
    • Physician Disability Insurance
      • Anesthesiologists
      • Cardiologists
      • Dermatologists
      • Emergency Medicine Physicians
      • OB/GYN Physicians
      • Ophthalmologists
      • Orthopedic Surgeons
      • Otolaryngologist/ENT Physicians
      • Plastic Surgeons
      • Radiologists
      • Urologists
    • Disability Insurance For Dentists
    • Medical Resident Disability Insurance
    • Disability Insurance Companies
      • Guardian/Berkshire
      • Lloyds of London
      • Mass Mutual
      • MetLife
      • Principal
      • The Standard
      • Union Central
    • FAQs
  • Contact
  • Get Quotes
  • Learn
    • Physician Disability Insurance
      • Anesthesiologists
      • Cardiologists
      • Dermatologists
      • Emergency Medicine Physicians
      • OB/GYN Physicians
      • Ophthalmologists
      • Orthopedic Surgeons
      • Otolaryngologist/ENT Physicians
      • Plastic Surgeons
      • Radiologists
      • Urologists
    • Disability Insurance For Dentists
    • Medical Resident Disability Insurance
    • Disability Insurance Companies
      • Guardian/Berkshire
      • Lloyds of London
      • Mass Mutual
      • MetLife
      • Principal
      • The Standard
      • Union Central
    • FAQs
  • Contact
866-899-7318Get Started
Got questions? Speak to an agent.
(866) 899-7318

Why Do You Need Doctor Disability Insurance?

September 11, 2012 by Chuck Krugh, CFP

Why Do You Need Doctor Disability Insurance?

Disability is commonly associated with accidents. The idea of an accident tends to elicit a “Oh that’ll never happen to me” response rather than actual concern. Yet disability covers more than that- the majority of disability is caused by illness. Why Do You Need Doctor Disability Insurance?

Over 15 million Americans a year experience a disability that prevented them from working, according to JS Online. It can take months to get back to work- and that means months of zero to limited income. Even scarier, only 8% of Americans have the protection of a disability policy.

As a physician, doctor disability insurance protects your livelihood. In the event that you are injured or fall ill and cannot work for an extended period of time, disability insurance pays a monthly benefit. It allows you and your family to meet financial obligations and maintain a standard of living, instead of worrying on how to pay the bills.

Doctor disability insurance gives you security and peace of mind that your income, and consequently your family’s livelihood, is protected. Even if you have group disability insurance through your company, you can maximize your income protection by supplementing the group policy with individual disability insurance, and lessen the gap between the amount of income received from a group plan and your actual income.

Physicians and dentists are at a uniquely high risk. Not only do they earn high incomes and many times are the breadwinner for their families, many doctors are also saddled with significant debt from medical school a number of years after they graduate. Even medical students and residents are at risk; which is why doctor disability insurance is offered for all levels, from first year medical student to a seasoned practitioner.

Financial security planning is a lifelong process that starts with risk protection. And the risk of an unexpected disability can jeopardize your ability to earn an income, which is your most valuable asset. Protecting your income with individual disability insurance can provide lifestyle protection for you and your family, meaning you can feel more in control of your future. Doctor Disability provides disability insurance for physicians and dentists. Contact us today for more information.

CategoriesDisability Insurance Tagsdisability insurance

Primary Sidebar

We’re Here To Help!

(866) 899-7318
Contact us online.

Start Your Free Quote

Compare prices from the best disability insurance companies.

Join over 20,000 physicians & dentists.

Get Free Quotes!

Testimonials

      “I can see why so many of my colleagues sing their praises. Thanks for making a potentially confusing decision so simple and easy!”
– Anna C., Emergency Medicine Physician

     “Excellent service. They were thorough, professional, and took their time to explain the details and pros and cons of the available options. I will recommend to physician colleagues!”
– Charles K., Gastroenterologist

     “I started using Doctor Disability for my life insurance and had such a great experience that I decided to return for disability insurance.  I highly recommend Doctor Disability to my fellow colleagues when they need insurance coverage.”
– Ricardo C., Family Medicine Physician

     “Doctor Disability was great! They provided excellent customer service, comparison of plans, and explanations of terminology that was very useful in making my decision. I will definitely recommend to colleagues.”
– Heather W., Urologist

Explore

  • Physicians_Disability_Insurance_Guide
  • 27 Frequently Asked Questions
  • 11 Disability Insurance Shopping Tips
  • Common Causes of Disability
  • Glossary of Disability Terms

Footer

LEARN

  • Physician Disability Insurance
  • Disability Insurance for Dentists
  • Medical Resident Disability Insurance
  • Disability Insurance Companies
  • FAQs About Disability Insurance for Doctors

COMPANY

  • About Us
  • Meet The Team
  • Contact Us
  • Privacy Policy
  • Legal
  • Accessibility Statement

Check out our Google Business Reviews
Copyright © 2023 · Doctor Disability · All Rights Reserved · Legal · Privacy Policy