Physicians Are the Worst at Protecting Themselves. Here’s Why.
Doctors are great at diagnosing everyone else. But when it comes to their own health? Different story.
They push through pain, stress, burnout—thinking, “I’m fine. I’ve got this.”
Until they don’t.
And here’s the kicker: 1 in 4 people will experience a disability before retirement. The majority? Not from an injury—but an illness.
For physicians, that can mean the end of their career.
So why aren’t more doctors securing their own specialty disability insurance?
Doctors Are Their Own Worst Patients
🔹 They self-diagnose.
🔹 They self-prescribe.
🔹 They don’t take time off.
Doctors delay seeking medical care—even for serious issues. They don’t want to appear weak. They worry about losing their license, reputation, or practice.
But here’s the reality: Ignoring it doesn’t make it go away.
A hand tremor, a back injury, burnout, or chronic illness can take you out of the game—permanently.
When You Can’t Work, What Happens?
Let’s say you can’t perform surgery, see patients, or handle the physical demands of your job.
Without own specialty disability insurance, here’s what you’re looking at:
❌ Medical school loans? Still due.
❌ Retirement savings? On hold indefinitely.
❌ Income? Gone overnight.
Group disability plans? They barely cover the basics. Workers’ comp? Useless if your injury isn’t job-related.
The Smart Move: Lock In Coverage NOW.
🔹 Own specialty disability insurance pays YOU if you can’t do your specific medical specialty—even if you can work in another field.
🔹 It fills the income gap that group plans leave behind.
🔹 It ensures that if something happens, you don’t lose everything you’ve worked for.
Bottom Line? Bet on Yourself.
You protect patients every day. Now protect yourself.
Because once an injury or illness takes you out of practice, there’s no redo button.
Get own specialty disability insurance before you need it. Not after.
Ready to protect your future?
Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.
