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Doctor Disability Blog

Doctor Disability Blog

Work Hours

Study: Long Work Hours Triple Women’s Risk Of Life Threatening Chronic Illnesses

Story at-a-glance Long work hours increase disease risk—especially for women. A 32-year study shows that women working 50–60+ hour weeks triple their risk of heart

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January 24, 2016
Financial Scams

Beware of These Financial Scams

Story at-a-glance Doctors are smart—but not always financially savvy – High incomes can make physicians prime targets for scams, especially outside their area of expertise.

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January 22, 2016
Tax

Best End of Year Tax Moves for Doctors

Story at-a-glance Small year-end actions can create big tax savings – Paying a little extra toward student loans or mortgages before year-end may boost your

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January 13, 2016
Social Security

Social Security Disability Benefits Basics

Story at-a-glance SSDI provides only basic income protection – with average benefits around $1,500/month, SSDI is designed as a minimal safety net, not a full

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January 9, 2016
whole life insurance

What Type of Life Insurance is Best for Me?

Story at-a-glance Term vs. permanent life insurance sparks heated debate, but what matters most is choosing the right tool for your goals. Get coverage early,

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December 19, 2015
how much disability insurance do i need

How Much Disability Insurance Do I Need? A Guide For Physicians and Medical Students

Story at-a-glance Most physicians need as much coverage as they can qualify for—typically 60–65% of their current income, which reflects standard insurer limits. Future earnings

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November 8, 2015
Debt avoidance

Debt Reduction – A Guide for Doctors

Story at-a-glance Not all debt is bad—the goal isn’t just “getting out of debt,” but building your net worth by growing assets faster than liabilities.

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October 19, 2015
disability income

The Five Principles of Disability Income Insurance for Doctors

Story at-a-glance Your income is your greatest asset—especially in your 20s–40s. Losing it could cost you millions over your career. Disability insurance isn’t automatic—unlike health

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October 10, 2015
Medical Job Interview

Nailing the Medical Job Interview

Story at-a-glance Interviewers want to hire you—employers invest time and money in the process and hope you’re the right fit. Cultural fit matters more than

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August 5, 2015
Student Debt

The High Cost of Student Debt

Story at-a-glance Medical school debt can be “good debt”—it increases future income and is often tax-deductible, unlike credit card or car debt. Student loans affect

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June 22, 2015
best states for doctors 1

Best States for Doctors

Story at-a-glance Doctors thrive in states with low taxes, strong asset protection, and a business-friendly environment. Texas and Florida stand out with no state income

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June 11, 2015
high stress

Doctors’ High Stress Profession Makes Disability Insurance A Vital Asset

Story at-a-glance Doctors often neglect their own well-being, putting themselves at higher risk of stress-related disability. Burnout, fatigue, and long hours can lead to health

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May 21, 2015
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