Five Important Disability Insurance Riders Doctors Should Understand
Story at-a-glance Riders can dramatically strengthen your disability policy, especially for physicians with evolving income and responsibilities. The Residual Disability Rider ensures you’re covered for
Group Disability Vs. Individual Disability – What You Need to Know
Story at-a-glance Disability insurance isn’t “set it and forget it.” Your life and income change—your policy should keep up. Riders can expire without notice. If
Doctors: When to Review Your Disability Insurance Coverage
Story at-a-glance Disability insurance isn’t “set it and forget it.” Your life and income change—your policy should keep up. Riders can expire without notice. If
Disability Among Medical Students Up To 9 Times Higher Than Previously Believed
Story at-a-glance Disability in med school is more common than we thought. New research shows up to 2.7% of med students are receiving accommodations—9x more
Disability Insurance and Medical Specialties
Story at-a-glance Not all disability insurance is created equal. “Own occupation” policies pay if you can’t work in your medical specialty—even if you can still
Beating Burnout
Story at-a-glance Over 50% of U.S. doctors show symptoms of burnout, fueled by rising demands, low reimbursements, and emotional strain. Common psychological traps like being
6 Investing Mistakes Doctors Make Too Often
Story at-a-glance Waiting too long to start investing can cost doctors years of compounding growth—especially when tax-advantaged accounts like Roth IRAs and 401(k)s are available
Why is Disability Insurance More Expensive for Women?
Story at-a-glance Women pay more for disability insurance because they file more claims, especially earlier in life, due to pregnancy, autoimmune conditions, and mental health
Common Disability Insurance Riders
Story at-a-glance Riders add important protections and customization to your disability policy—some are free, others cost a small premium. The Own Occupation Rider is essential
Are You Affected by the Recent American Dental Association (ADA) Disability Insurance Rate Increase?
Story at-a-glance Dentists saw sharp premium increases in 2023, with men facing up to a 16% hike and women up to 21% under the ADA-sponsored
Young Doctors: Run – Don’t Walk – To Fund A Roth IRA
Story at-a-glance Young physicians are in the lowest tax brackets they’ll ever see, making this the perfect time to fund a Roth IRA or Roth
Why People In Their 20s and 30s Need Disability Insurance
Story at-a-glance Disability doesn’t just affect older adults—serious health conditions often strike in your 20s and 30s, right as your medical career begins. Pregnancy complications