MetLife Leaves the Individual Disability Insurance Game
Story at-a-glance MetLife offered one of the best “own occupation” disability policies for doctors—but they stopped selling new policies in 2016. These policies were up
7 Student Loan Management Tips For Young Doctors
Story at-a-glance Doctors graduate with major debt – The average med school grad carries over $161,000 in student loans. Income-based repayment (IBR) plans can reduce
6 Reasons You Should Own Your Own Disability Insurance Policy In Addition To Your Employer’s Group Policy
Story at-a-glance Group disability insurance isn’t enough. Most employer plans don’t offer true “own occupation” protection, leaving physicians vulnerable. Individual policies are portable and customizable.
How To Deal With Medical School Debt
Story at-a-glance Medical school is expensive—but worth it. The average med school tab is over $215K, but most doctors earn that much every year once
Study: Long Work Hours Triple Women’s Risk Of Life Threatening Chronic Illnesses
Story at-a-glance Long work hours increase disease risk—especially for women. A 32-year study shows that women working 50–60+ hour weeks triple their risk of heart
Beware of These Financial Scams
Story at-a-glance Doctors are smart—but not always financially savvy – High incomes can make physicians prime targets for scams, especially outside their area of expertise.
Best End of Year Tax Moves for Doctors
Story at-a-glance Small year-end actions can create big tax savings – Paying a little extra toward student loans or mortgages before year-end may boost your
Social Security Disability Benefits Basics
Story at-a-glance SSDI provides only basic income protection – with average benefits around $1,500/month, SSDI is designed as a minimal safety net, not a full
What Type of Life Insurance is Best for Me?
Story at-a-glance Term vs. permanent life insurance sparks heated debate, but what matters most is choosing the right tool for your goals. Get coverage early,
How Much Disability Insurance Do I Need? A Guide For Physicians and Medical Students
Story at-a-glance Most physicians need as much coverage as they can qualify for—typically 60–65% of their current income, which reflects standard insurer limits. Future earnings
Debt Reduction – A Guide for Doctors
Story at-a-glance Not all debt is bad—the goal isn’t just “getting out of debt,” but building your net worth by growing assets faster than liabilities.
The Five Principles of Disability Income Insurance for Doctors
Story at-a-glance Your income is your greatest asset—especially in your 20s–40s. Losing it could cost you millions over your career. Disability insurance isn’t automatic—unlike health