Does Market Timing Ever Pay?
Story at-a-glance Investors often pull out at the wrong time, missing major gains during recoveries that follow market drops. Market timing requires near-perfect accuracy—being right
NFL Players Underscore the Value of Own Occupation Disability Insurance
Story at-a-glance NFL players protect their income with own-occupation disability insurance—because an injury can end their careers instantly. Like athletes, physicians rely on specialized skills
What Do We Know About “The Medical Marriage?”
Story at-a-glance Doctor marriages face unique stressors—like long hours, on-call shifts, and emotional work demands. Despite the pressure, physician marriages last longer and are more
Benefits of Paying with Cash
Story at-a-glance Using cash can protect your identity, avoiding data breaches tied to debit or credit card use. Paying with cash helps with budgeting discipline,
Financial Success Begins With Creating a Budget
Story at-a-glance Managing finances starts with the basics—creating a budget that helps you control spending and plan ahead. Understand the difference between mandatory expenses (like
How to Save Money as a Resident
Story at-a-glance Even on a resident’s salary, you can protect up to $15 million in future income with smart planning. Graded premium policies start under
Young Doctor Stricken With Brain Tumor – 1 Year Out of Residency
Story at-a-glance 1 in 4 physicians will face a disability that interrupts their ability to work for 3 months or more. A young doctor, just
How to Manage Money Like a Pro
Story at-a-glance Many physicians struggle with personal finances because they don’t treat them like a business. The goal is to create a consistent cash flow
Which Surgeons Get Injured the Most?
Story at-a-glance Nearly half of orthopedic surgeons report sustaining at least one work-related injury during their career. Hand, back, and neck injuries are common, often
5 Financial Tips For Young Doctors
Story at-a-glance High income doesn’t equal wealth—many doctors struggle financially due to poor savings habits and lifestyle creep. Your career is a long-term asset, not
The Myth Behind Group Disability Insurance
Story at-a-glance Group disability plans are designed to be cheap, not comprehensive—they often lack own-occupation coverage. Coverage usually isn’t portable, so if you change jobs
Disability Insurance Is Too Expensive
Story at-a-glance Disability insurance isn’t all-or-nothing—even a small policy offers meaningful protection if you’re on a budget. Premiums typically range from 1% to 4% of