What Type of Life Insurance is Best for Me?
Story at-a-glance Term vs. permanent life insurance sparks heated debate, but what matters most is choosing the right tool for your goals. Get coverage early,
How Much Disability Insurance Do I Need? A Guide For Physicians and Medical Students
Story at-a-glance Most physicians need as much coverage as they can qualify for—typically 60–65% of their current income, which reflects standard insurer limits. Future earnings
Debt Reduction – A Guide for Doctors
Story at-a-glance Not all debt is bad—the goal isn’t just “getting out of debt,” but building your net worth by growing assets faster than liabilities.
The Five Principles of Disability Income Insurance for Doctors
Story at-a-glance Your income is your greatest asset—especially in your 20s–40s. Losing it could cost you millions over your career. Disability insurance isn’t automatic—unlike health
Nailing the Medical Job Interview
Story at-a-glance Interviewers want to hire you—employers invest time and money in the process and hope you’re the right fit. Cultural fit matters more than
The High Cost of Student Debt
Story at-a-glance Medical school debt can be “good debt”—it increases future income and is often tax-deductible, unlike credit card or car debt. Student loans affect
Best States for Doctors
Story at-a-glance Doctors thrive in states with low taxes, strong asset protection, and a business-friendly environment. Texas and Florida stand out with no state income
Doctors’ High Stress Profession Makes Disability Insurance A Vital Asset
Story at-a-glance Doctors often neglect their own well-being, putting themselves at higher risk of stress-related disability. Burnout, fatigue, and long hours can lead to health
The Role of Disability Insurance in a “Portfolio Pyramid”
Story at-a-glance Disability insurance belongs at the base of your financial pyramid—it protects everything else above it. Without it, your income stops, and so does
Five Ways To Save on Disability Premiums
Story at-a-glance Disability insurance is a must for physicians—your career is worth millions and needs protection. There are smart ways to save on premiums—without sacrificing
Doctors Need Income Protection
Story at-a-glance Physicians are far more likely to become disabled than to die—making disability insurance a greater financial necessity than life insurance in early and
The ‘Big Three’ Must-Have Insurance Policies To Start With
Story at-a-glance Life, disability, and long-term care are the three essential insurance policies every family should have. Life insurance is cheapest when you’re young and