The Myth Behind Group Disability Insurance
Story at-a-glance Group disability plans are designed to be cheap, not comprehensive—they often lack own-occupation coverage. Coverage usually isn’t portable, so if you change jobs
Disability Insurance Is Too Expensive
Story at-a-glance Disability insurance isn’t all-or-nothing—even a small policy offers meaningful protection if you’re on a budget. Premiums typically range from 1% to 4% of
What to Look For In a Disability Insurance Policy
Story at-a-glance Not all disability insurance policies are created equal—the language in the contract determines if and when you get paid. The best policies define
How to Choose the Best Disability Insurance Company
Story at-a-glance Disability insurance isn’t just a product—it’s a long-term promise you may rely on for decades. Not all insurers are equal—financial strength, claims reputation,
What are MY Odds of Becoming Disabled?
Story at-a-glance Doctors face higher disability risk than other white-collar professionals like lawyers or executives. Over 50% of disabilities last 5 years or more, especially
BANG. You’re disabled. What’s your plan, Doctor?
Story at-a-glance Doctors often delay disability insurance, waiting for the “right time”—but life doesn’t wait. Musculoskeletal injuries, multiple sclerosis, and other conditions can strike in
What is the Best Time to Buy Disability Insurance?
Story at-a-glance Disability can strike unexpectedly—even in your 20s or during residency, before your career truly begins. A young ER doctor’s back injury from a
Physicians Should Buy Disability Insurance While Young
Story at-a-glance Many physicians delay disability insurance, assuming they’ll get it later—but later is often too late. Early-onset conditions like MS, anxiety, or injuries can
The Impact of Needlestick Injuries on Physicians
Story at-a-glance Needlestick injuries are nearly unavoidable in training, with 99% of surgical residents reporting at least one incident by the end of residency. These
Misguided Missiles: Sleep-Deprived Medical Residents and Motor Vehicle Accidents
Story at-a-glance Medical residents are routinely placed at risk for drowsy driving crashes due to extreme shift lengths and sleep deprivation. Studies show drowsy driving
Physicians Probably Need Tax Help
Story at-a-glance Tax rules are constantly changing, and as your financial life grows more complex, so do your filing needs. Online tax tools work well
Managing Debt – A Financial Weight Loss Formula
Story at-a-glance Debt is still a major challenge for many physicians, but with the right plan and discipline, it’s possible to regain control quickly. Start