Understanding Long-Term Care for Dentists
Story at-a-glance Long-term care insurance (LTCI) helps pay for services like home care, nursing homes, and assisted living. Dentists risk losing assets without LTCI due
The Importance of Estate Planning for Young Dentist Couples with Children
Story at-a-glance Estate planning protects your children – It ensures guardianship, financial care, and clarity during life’s worst moments. Wills and trusts are essential tools
Saving for Your Children’s Education
Story at-a-glance Education costs are rising fast – College tuition keeps climbing, making early, consistent saving essential for families. 529 plans offer major tax benefits
The Essential Guide to Disability Insurance for Independent Contractor Physicians
Story at-a-glance No employer = no safety net – As an independent contractor physician, you must secure your own disability coverage or risk financial loss.
Tax Strategies for Self-Employed Physicians: Deductions and Credits You Should Know
Story at-a-glance Self-employment tax is steep—but deductible – You pay 15.3% in self-employment tax, but can deduct half to lower your taxable income. Home office,
Introduction to Long-Term Care for Self-Employed Physicians
Story at-a-glance Long-term care is likely and expensive – With people living longer, the odds of needing costly care like home health aides or nursing
Understanding the Basics of Employer-Provided Life Insurance for Physicians
Story at-a-glance Employer life insurance is often too small – Basic group policies usually cover only 1–2x your salary, which falls short for most physicians.
Supplementing Your Group Disability Insurance: Do You Need Additional Coverage?
Story at-a-glance Group disability coverage has major limits – Most employer-provided plans cap benefits, include taxable payouts, and may not cover your specialty. You could
Maximizing Your Employer-Sponsored Retirement Plan: 401(k) and 403(b) Tips for Physicians
Story at-a-glance Physicians can save big with 401(k) and 403(b) plans – Tax-deferred growth and employer matching are powerful wealth-building tools. Maximize contributions early –
Understanding Disability Insurance for Dentists
Story at-a-glance Your hands are your income – A disability can abruptly end a dental career, making coverage essential. Own-occupation coverage is key – Protects
The Ultimate Guide to Choosing Life Insurance for Dentists
Story at-a-glance Dentists face unique risks – High student debt, practice loans, and income replacement needs make life insurance essential. Term vs. Permanent – Term
Debt Management Strategies for Dentists: Handling Student Loans and Other Debts
Story at-a-glance Know what you owe – List all debts clearly: student loans, practice loans, credit cards, etc. Pay smart – Prioritize high-interest and private