Group Disability Insurance: Could It Leave Your Income on Life Support?
Story at-a-glance Group disability insurance may not protect your actual specialty – Many policies use an “any occupation” definition after just 2 years. You may
The 8 Most Important Disability Insurance Questions to Ask Before You Buy
Story at-a-glance What counts as “disabled”? – Look for true own-occupation coverage that protects your specialty for the full benefit period. Can you still earn
Medical School Loans: How will they affect disability insurance benefits?
Story at-a-glance Student loans don’t disappear if you’re disabled – Even if you can’t work, you’ll likely still owe what you borrowed. Loan forgiveness is
Do I Need Disability Insurance as a Medical Student?
Story at-a-glance Yes, medical students can benefit – Even without income, you can protect your future earning potential with low-cost coverage. Disability can strike young
I have a pre-existing condition. Can I still get disability insurance?
Story at-a-glance Disability insurance is still medically underwritten – Unlike health insurance, you can be denied coverage or charged more if you have a health
Physicians Need to Know How to Buy Life Insurance
Story at-a-glance Start with your “why” – Protecting your family is the most important step. Everything else follows from that clarity. Know how much coverage
Physician Side Hustles that Can Increase Your Income
Story at-a-glance Doctors have options beyond patient care—and smart physicians are building side income now as a hedge against burnout, disability, or career disruption. Telemedicine
Different Types of Own Occupation Disability Insurance
Story at-a-glance Not all own-occupation policies are the same—definitions vary in how disability is determined and whether you can work elsewhere while collecting benefits. True
Average Med School Graduate Student Loan Debt Reaches $250,000
Story at-a-glance Average med school debt is $250K+—and that’s before interest. Managing it well starts early. Don’t defer in residency—low income means lower payments on
Doctors, Disability and Critical Illness Insurance
Story at-a-glance Disability insurance pays if you can’t work—but what if you can work but are still hit with big expenses from cancer, a heart
Insurance Coverage Every Private Practice Needs
Story at-a-glance Your risks multiply when you move from employee to private practice owner—your income, staff, and business all need protecting. Buy-sell life insurance ensures
Why Doctors Need Disability Insurance – And Why Worker’s Compensation Isn’t Enough
Story at-a-glance Only 5% of disabilities are work-related, meaning worker’s comp won’t apply to most illnesses or injuries. Worker’s comp payouts are tiny – In