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Doctor Disability Blog

Doctor Disability Blog

Disadvantages of Group Disability Insurance

Group Disability Insurance: Could It Leave Your Income on Life Support?

You sign up for group disability insurance at work. It feels like a no-brainer. Premiums only cost a few dollars per month, and getting insured

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March 2, 2020
A question mark made of light bulbs

The 8 Most Important Disability Insurance Questions to Ask Before You Buy

Before you buy – be sure to ask these eight disability insurance questions: If you’re considering disability insurance, it’s crucial to ask the right disability

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June 25, 2019
Money representing medical school loans.

Medical School Loans: How will they affect disability insurance benefits?

You knew those medical school loans were going to be a drain on your lifestyle when you took them out, but what happens if you

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April 20, 2019
Medical Students

Do I Need Disability Insurance as a Medical Student?

That’s a question we are often called to address, and the answer is often “yes.” You may not need the same level of protection as

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April 5, 2019
Pre-existing Conditions

I have a pre-existing condition. Can I still get disability insurance?

Disability insurance isn’t like major medical insurance post-Obamacare. While major medical carriers have to take all comers, regardless of their medical history (provided they apply during

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December 20, 2018
Life Insurance

Physicians Need to Know How to Buy Life Insurance

If you are at the point where you are asking how to buy a life insurance policy, then you have already made the most important

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November 2, 2018
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Physician Side Hustles that Can Increase Your Income

Doctors almost always make good money once they leave residency and enter practice as an attending physician – and can reasonably expect to make $200,000

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September 21, 2018
Own occupation disability insurance surgeons.

Different Types of Own Occupation Disability Insurance

Nearly every insurance expert will advise doctors it’s important to own a disability insurance policy with an own occupation definition of disability written into the contract.

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September 10, 2018
Student Loan

Average Med School Graduate Student Loan Debt Reaches $250,000

A student loan debt of a quarter of a million dollars. That’s the average debt incurred by today’s newly-minted doctors who graduate with student loan

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August 7, 2018
critical illness insurance

Doctors, Disability and Critical Illness Insurance

Most physicians we speak with understand the need for at least some individually-owned disability insurance. But there’s another important form of insurance protection that is

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July 19, 2018
Private Practice

Insurance Coverage Every Private Practice Needs

When a physician transitions from practicing as an employee to owning or being a partner/shareholder in his or her own private practice, the financial picture

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June 27, 2018
Workers Compensation

Why Doctors Need Disability Insurance – And Why Worker’s Compensation Isn’t Enough

Worker’s compensation likely isn’t enough. Where worker’s comp falls short, disability insurance can pick up the slack. It’s not just us saying it – Doctors

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March 9, 2018
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