Smart Finance: Why Every Doctor Needs Year-End Tax Planning
Story at-a-glance Doctors face unique tax challenges due to multiple income streams and business ownership. Understanding your tax bracket helps guide decisions on retirement contributions
A Medical Professional’s Tale of Disability and Determination
Story at-a-glance Emma, an OB/GYN resident, bought disability insurance early—then needed it just 6 months later. A benign brain tumor forced her off work for
Prescribing Prosperity: The Financial Roadmap Every Doctor Needs
Story at-a-glance Doctors face high debt and late career starts, making a structured financial plan essential—not optional. A written plan acts like a surgical blueprint,
Planning for Tomorrow: The Case for Long-Term Care Insurance
Story at-a-glance Longer lifespans mean greater odds of needing care, even for healthy, financially secure individuals. LTC insurance protects your assets and your family, ensuring
Decoding Group Disability: What Every Doctor Should Know Before Signing Up
Story at-a-glance Group policies are easier to get and low-cost, but come with weak definitions and limited control. Group coverage can shift or vanish, with
Locum Tenens Disability Insurance
Story at-a-glance Locum tenens doctors lack employer benefits, making private disability insurance essential for income protection. Irregular income and high financial obligations increase the risk
Career Guide for Women in Medicine
Story at-a-glance Women are the backbone of global healthcare, making up 70% of the workforce and 75% of healthcare roles in the U.S. Despite progress,
Resident Disability Insurance: Protecting Medical Residents from a Costly Gamble
Story at-a-glance Disability can strike anyone—even residents. One unexpected injury can jeopardize your future income and career before it starts. You’re already worth millions. The
Group Disability Insurance: Could It Leave Your Income on Life Support?
Story at-a-glance Group disability insurance may not protect your actual specialty – Many policies use an “any occupation” definition after just 2 years. You may
The 8 Most Important Disability Insurance Questions to Ask Before You Buy
Story at-a-glance What counts as “disabled”? – Look for true own-occupation coverage that protects your specialty for the full benefit period. Can you still earn
Medical School Loans: How will they affect disability insurance benefits?
Story at-a-glance Student loans don’t disappear if you’re disabled – Even if you can’t work, you’ll likely still owe what you borrowed. Loan forgiveness is
Do I Need Disability Insurance as a Medical Student?
Story at-a-glance Yes, medical students can benefit – Even without income, you can protect your future earning potential with low-cost coverage. Disability can strike young