Why Disability Insurance Protection is Critical for Women of Childbearing Age
Story at-a-glance Pregnancy is the top cause of short-term disability claims, especially among millennial women—accounting for 64% of claims. Short-term disability typically replaces 60% of
Is Your Disability Protection Up to the Job?
Story at-a-glance Physicians are high-risk, high-investment professionals, making disability insurance essential to protect income and career ROI. “Own Occupation” policies offer the strongest protection, especially
Beware of the Disability Disconnect
Story at-a-glance 1 in 4 workers will become disabled before retirement age, yet most think the risk is under 2%. Disability is more common than
Young Doctors Need To Step Up Savings and Financial Planning Efforts
Story at-a-glance Most residents are financially behind—2 out of 3 say they’re unprepared for retirement, and 1 in 3 haven’t even started saving. Debt is
Five Important Disability Insurance Riders Doctors Should Understand
Story at-a-glance Riders can dramatically strengthen your disability policy, especially for physicians with evolving income and responsibilities. The Residual Disability Rider ensures you’re covered for
Group Disability Vs. Individual Disability – What You Need to Know
Story at-a-glance Disability insurance isn’t “set it and forget it.” Your life and income change—your policy should keep up. Riders can expire without notice. If
Doctors: When to Review Your Disability Insurance Coverage
Story at-a-glance Disability insurance isn’t “set it and forget it.” Your life and income change—your policy should keep up. Riders can expire without notice. If
Disability Among Medical Students Up To 9 Times Higher Than Previously Believed
Story at-a-glance Disability in med school is more common than we thought. New research shows up to 2.7% of med students are receiving accommodations—9x more
Disability Insurance and Medical Specialties
Story at-a-glance Not all disability insurance is created equal. “Own occupation” policies pay if you can’t work in your medical specialty—even if you can still
Beating Burnout
Story at-a-glance Over 50% of U.S. doctors show symptoms of burnout, fueled by rising demands, low reimbursements, and emotional strain. Common psychological traps like being
6 Investing Mistakes Doctors Make Too Often
Story at-a-glance Waiting too long to start investing can cost doctors years of compounding growth—especially when tax-advantaged accounts like Roth IRAs and 401(k)s are available
Why is Disability Insurance More Expensive for Women?
Story at-a-glance Women pay more for disability insurance because they file more claims, especially earlier in life, due to pregnancy, autoimmune conditions, and mental health