What You Need to Know About Group Disability Insurance
Story at-a-glance Easy and affordable – No exams, no underwriting, and often employer-paid. Limited benefits – Offsets and caps can significantly reduce your payout. Weak
Association Disability Insurance
Story at-a-glance Low rates now, high cost later – Association premiums may start cheap but skyrocket as you age. Your contract can change – Association
Financial Tips for Young Doctors
Story at-a-glance Your most valuable asset is you – protect your income and career with disability and health insurance. Own your policy – Individual disability
Protecting the Small Medical Practice Against Disaster
Story at-a-glance 40% of small businesses never reopen after a disaster—and medical practices are just as vulnerable. Flood damage isn’t covered by standard commercial policies—doctors
The Most Dangerous Myths About Insurance Coverage
Story at-a-glance Government benefits won’t cut it – SSDI is hard to qualify for and only pays a fraction of your physician-level income. Employer plans
Why Disability Insurance Protection is Critical for Women of Childbearing Age
Story at-a-glance Pregnancy is the top cause of short-term disability claims, especially among millennial women—accounting for 64% of claims. Short-term disability typically replaces 60% of
Is Your Disability Protection Up to the Job?
Story at-a-glance Physicians are high-risk, high-investment professionals, making disability insurance essential to protect income and career ROI. “Own Occupation” policies offer the strongest protection, especially
Beware of the Disability Disconnect
Story at-a-glance 1 in 4 workers will become disabled before retirement age, yet most think the risk is under 2%. Disability is more common than
Young Doctors Need To Step Up Savings and Financial Planning Efforts
Story at-a-glance Most residents are financially behind—2 out of 3 say they’re unprepared for retirement, and 1 in 3 haven’t even started saving. Debt is
Five Important Disability Insurance Riders Doctors Should Understand
Story at-a-glance Riders can dramatically strengthen your disability policy, especially for physicians with evolving income and responsibilities. The Residual Disability Rider ensures you’re covered for
Group Disability Vs. Individual Disability – What You Need to Know
Story at-a-glance Disability insurance isn’t “set it and forget it.” Your life and income change—your policy should keep up. Riders can expire without notice. If
Doctors: When to Review Your Disability Insurance Coverage
Story at-a-glance Disability insurance isn’t “set it and forget it.” Your life and income change—your policy should keep up. Riders can expire without notice. If