I have a pre-existing condition. Can I still get disability insurance?
Story at-a-glance Disability insurance is still medically underwritten – Unlike health insurance, you can be denied coverage or charged more if you have a health
Physicians Need to Know How to Buy Life Insurance
Story at-a-glance Start with your “why” – Protecting your family is the most important step. Everything else follows from that clarity. Know how much coverage
Physician Side Hustles that Can Increase Your Income
Story at-a-glance Doctors have options beyond patient care—and smart physicians are building side income now as a hedge against burnout, disability, or career disruption. Telemedicine
Different Types of Own Occupation Disability Insurance
Story at-a-glance Not all own-occupation policies are the same—definitions vary in how disability is determined and whether you can work elsewhere while collecting benefits. True
Average Med School Graduate Student Loan Debt Reaches $250,000
Story at-a-glance Average med school debt is $250K+—and that’s before interest. Managing it well starts early. Don’t defer in residency—low income means lower payments on
Doctors, Disability and Critical Illness Insurance
Story at-a-glance Disability insurance pays if you can’t work—but what if you can work but are still hit with big expenses from cancer, a heart
Insurance Coverage Every Private Practice Needs
Story at-a-glance Your risks multiply when you move from employee to private practice owner—your income, staff, and business all need protecting. Buy-sell life insurance ensures
Why Doctors Need Disability Insurance – And Why Worker’s Compensation Isn’t Enough
Story at-a-glance Only 5% of disabilities are work-related, meaning worker’s comp won’t apply to most illnesses or injuries. Worker’s comp payouts are tiny – In
Disability Insurance: Don’t Count on Uncle Sam if You’re Disabled
Story at-a-glance Federal disability benefits are minimal – The average payout is only $1,358/month, not even 10% of a doctor’s typical income. Approval is slow
Estate Planning Basics for Young Doctors
Story at-a-glance Start with term life insurance – It’s affordable and crucial, especially for young physicians or those with families. Keep beneficiaries updated – Double-check
Year-end Tax Tips for Doctors and Dentists
Story at-a-glance Max out retirement contributions now – You can contribute to IRAs by April, but 401(k)/403(b) contributions must be in by December 31. RMDs
Physicians Get Paid Best in Rural Areas and Lower-Cost Cities
Story at-a-glance Physician pay varies wildly by city – Doctors in smaller cities and rural areas earn more than peers in major metros like NYC