How Do I Choose the Best Disability Insurance Company?
Story at-a-glance Choose a company that specializes in doctors—they offer better benefits and discounts. Check financial strength ratings—you want a company that will still be
How Do I Choose the Best Disability Insurance Policy?
Story at-a-glance Start with “own-occupation” coverage—it protects your income if you can’t do your specific job. Look for guaranteed renewable & non-cancelable—your rates and coverage
What is “Guaranteed Renewable and Non-Cancelable” Coverage, and Why is it Important for Doctors?
Story at-a-glance Guaranteed renewable and non-cancelable means your rates and policy can’t change—ever. Your premiums stay locked in, even if your health or industry changes.
What is “Own-Occupation” Coverage, and Why is it Important for Doctors?
Story at-a-glance Own-occupation coverage may pay benefits if you can’t do your specific medical specialty—even if you work in another role. Doctors need this protection
How Much of My Income Will Disability Insurance Replace if I’m Unable to Work?
Story at-a-glance Disability insurance replaces about 60% of your income if you can’t work. Residents can get $5K–$7.5K/month, with options to increase coverage later. Attendings
What is Disability Insurance and How Does It Work?
Story at-a-glance Disability insurance replaces your income if you get too sick or hurt to work. Most policies cover up to 60% of income—enough to
Why Do I Need Disability Insurance?
Story at-a-glance Your income is your biggest asset—disability insurance protects it if you can’t work. 1 in 4 workers face a disability during their career,
Disability Insurance for Physicians and Medical Residents
Story at-a-glance Your income is your most valuable asset—disability insurance protects it if you can’t work. Group disability plans have gaps—limited coverage, taxes, and no
Short-Term vs. Long-Term Disability
Story at-a-glance Short-term disability covers a few months—long-term can last until retirement. Short-term = fast payout, less time; long-term = longer wait, bigger benefit. Group
Dentist’s Guide to Whole Life Insurance
Story at-a-glance Whole life insurance offers lifetime coverage plus a cash value that grows over time. Dentists can use policy cash value to invest in
Financial Advice for New Attending Physicians: Live Like a Resident to Achieve Financial Independence
Story at-a-glance Keep living like a resident after you become an attending—it can fast-track your financial goals. Pay down student debt faster and save thousands
Last Call for Discounts: Resident Physician Disability Insurance
Story at-a-glance Get big discounts as a resident—lock in lower rates now and keep them for life. Premiums go up as you age, so starting