Story at-a-glance Know your loans first—check balances, interest rates, and repayment terms at studentaid.gov.Choose the right plan: PSLF and income-driven repayment options like SAVE or PAYE offer flexibility and potential forgiveness.Refinance wisely: Only consider this if you're not using
Transitioning to Full-Time Practice: Managing Your New Income
Story at-a-glance Going from residency to practice means a big income jump—but also a big risk of overspending.Create a clear plan for saving, debt payoff, and spending before your first full paycheck hits.Avoid lifestyle inflation—celebrate your success, but don’t overcommit to big purchases
How to Save for Retirement While Managing Student Loans
Story at-a-glance Yes, doctors can save for retirement while paying student loans—it just takes a smart plan.Start by tracking your income, expenses, and loan details to create a balanced financial picture.Use tools like income-driven repayment plans, employer retirement matches, and