• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
DoctorDisabilityLogo NoTagline Color

Doctor Disability HomepageDoctor Disability

Helping Physicians & Dentists Protect What Matters Most

  • Get Quotes
  • Learn
    • Physician Disability Insurance
      • Anesthesiologists
      • Cardiologists
      • Dermatologists
      • Emergency Medicine Physicians
      • Family Practice Physicians
      • Gastroenterologists
      • General Surgeons
      • Hospitalists
      • Neurologists
      • Ophthalmologists
      • OB/GYNs
      • Oncologists
      • Orthopedic Surgeons
      • Otolaryngologist/ENT Physicians
      • Plastic Surgeons
      • Psychiatrists
      • Pulmonologists
      • Radiologists
      • Urologists
    • Disability Insurance For Dentists
    • Medical Resident Disability Insurance
    • Disability Insurance Companies
      • Guardian/Berkshire
      • Lloyds of London
      • Mass Mutual
      • MetLife
      • Principal
      • The Standard
      • Union Central
    • FAQs
  • Contact
  • Get Quotes
  • Learn
    • Physician Disability Insurance
      • Anesthesiologists
      • Cardiologists
      • Dermatologists
      • Emergency Medicine Physicians
      • Family Practice Physicians
      • Gastroenterologists
      • General Surgeons
      • Hospitalists
      • Neurologists
      • Ophthalmologists
      • OB/GYNs
      • Oncologists
      • Orthopedic Surgeons
      • Otolaryngologist/ENT Physicians
      • Plastic Surgeons
      • Psychiatrists
      • Pulmonologists
      • Radiologists
      • Urologists
    • Disability Insurance For Dentists
    • Medical Resident Disability Insurance
    • Disability Insurance Companies
      • Guardian/Berkshire
      • Lloyds of London
      • Mass Mutual
      • MetLife
      • Principal
      • The Standard
      • Union Central
    • FAQs
  • Contact
866-899-7318
Got questions? Speak to an agent.
(866) 899-7318
Whole Life Insurance

How the Wealthy Use Whole Life Insurance to Build Generational Wealth

February 18, 2025

Story at-a-glance Whole life insurance isn’t just for protection—it’s a tool for building tax-free, multi-generational wealth. The wealthy use it to fund investments and pass down wealth using strategies like the Rockefeller family’s “use, grow, and pass down” system. Policy loans offer

CategoriesWhole Life Insurance Tagsfinancial planning,  life insurance

whole life insurance

Dentist’s Guide to Whole Life Insurance

June 18, 2024

Story at-a-glance Whole life insurance offers lifetime coverage plus a cash value that grows over time.Dentists can use policy cash value to invest in their practice or cover emergencies.Enjoy tax benefits like tax-deferred growth and tax-free loans and death benefits.Mutual companies may pay

CategoriesLife Insurance TagsDentists,  whole life insurance

whole life insurance

Physician’s Guide to Whole Life Insurance

June 17, 2024

Story at-a-glance Whole life insurance lasts for life and includes a growing cash value you can use.Physicians gain tax benefits, like tax-free death benefits and tax-deferred growth.Cash value is flexible, letting you borrow for practice costs, family needs, or retirement.Dividends can boost

CategoriesLife Insurance TagsPhysicians,  whole life insurance

employer provided life insurance

Understanding the Basics of Employer-Provided Life Insurance for Physicians

May 20, 2024

Story at-a-glance Employer life insurance is often too small – Basic group policies usually cover only 1–2x your salary, which falls short for most physicians.You lose it when you leave your job – Group coverage isn’t portable, so changing employers or retiring may leave you unprotected.You

CategoriesLife Insurance Tagsemployer-provided insurance

Life Insurance Visual 4

The Ultimate Guide to Choosing Life Insurance for Dentists

May 20, 2024

Story at-a-glance Dentists face unique risks – High student debt, practice loans, and income replacement needs make life insurance essential.Term vs. Permanent – Term offers affordability, while whole and universal provide long-term benefits and cash value.Business continuity matters – Use

CategoriesDentist Disability Insurance,  Life Insurance TagsDentists,  life insurance

Life Insurance

Life Insurance for High-Income Earners

May 17, 2024

Story at-a-glance High-income doctors need more coverage – Your income, debts, and dependents demand a stronger safety net.Term vs. permanent – Term is cost-effective now; permanent adds long-term value and estate planning benefits.Customize your policy – Add riders like disability waiver or

CategoriesLife Insurance,  Uncategorized Tagslife insurance

Life Insurance

Physicians Need to Know How to Buy Life Insurance

November 2, 2018

Story at-a-glance Start with your “why” – Protecting your family is the most important step. Everything else follows from that clarity.Know how much coverage you need – Go beyond income multiples. Factor in debts, future expenses, and legacy goals.Choose the right policy type – Term, whole, or

CategoriesLife Insurance Tagsphysician life insurance

Uncle Sam instructing others to apply for Disability Insurance

Disability Insurance: Don’t Count on Uncle Sam if You’re Disabled

January 23, 2018

Story at-a-glance Federal disability benefits are minimal – The average payout is only $1,358/month, not even 10% of a doctor’s typical income.Approval is slow and difficult – Fewer than 1 in 3 are approved on first try, and appeals can take 2+ years.Doctors have higher-than-average risk –

CategoriesFinancial Planning,  Life Insurance,  Physicians Disability Insurance Tagsdisability insurance,  financial planning

  • Page 1
  • Page 2
  • Page 3
  • Go to Next Page »

Primary Sidebar

We’re Here To Help!

(866) 899-7318
Contact us online.

Start Your Free Quote

Compare prices from the best disability insurance companies.

Join over 20,000 physicians & dentists.

Get Free Quotes!

Testimonials

Explore

  • Disability Insurance Guide
  • 27 Frequently Asked Questions
  • 11 Disability Insurance Shopping Tips
  • Common Causes of Disability
  • Glossary of Disability Terms

Footer

LEARN

  • Physician Disability Insurance
  • Disability Insurance for Dentists
  • Medical Resident Disability Insurance
  • Top Disability Insurance Companies
  • FAQs About Disability Insurance for Doctors

COMPANY

  • About Us
  • Meet The Team
  • Contact Us
  • Privacy Policy
  • Legal
  • Accessibility Statement

Check out our Google Business Reviews
Copyright © 2025 · Doctor Disability · All Rights Reserved · Legal · Privacy Policy