When Physicians Should Change Their Life Insurance Coverage The one thing of which physicians can be certain is change. Life happens every day and, as a result, we are constantly assessing our situation and changing our course, usually by making small adjustments. A life insurance purchase is one
How Much Life Insurance Coverage Do You Really Need?
How Much Life Insurance Coverage Do You Really Need? One of our physician clients asks: I’ve been putting off buying life insurance, but now that I’m married with a baby on the way I need to do the responsible thing. I’ve settled on buying term insurance, but I’m not sure on how much I should get.
Protecting Assets
Protecting Assets Like life insurance, disability insurance is designed to protect you and your family in the event you lose your income. Life insurance protects an income loss is due to death. Disability insurance (or DI) covers loss of income is due to sickness or injury. Determining the amount
Four Simple Ways To Make Life Insurance More Affordable
Four Simple Ways To Make Life Insurance More Affordable According to a study by LIMRA, a financial-services research firm, the amount of families in the U.S. who are not covered by life insurance has increased from 22 percent in 2004 to 30 percent. These figures mark a 50-year-low in life-insurance