The decision to buy life insurance is one of the most important that we can make in our financial lives. It requires careful consideration of our needs, concerns and priorities. When the decision is finally made it brings a sense of relief and comfort to most, until they begin the agonizing process
When Physicians Should Change Their Life Insurance Coverage
The one thing of which physicians can be certain is change. Life happens every day and, as a result, we are constantly assessing our situation and changing our course, usually by making small adjustments. A life insurance purchase is one of the few decisions we make with a more long term
How Much Life Insurance Coverage Do You Really Need?
How Much Life Insurance Coverage Do You Really Need? One of our physician clients asks: I’ve been putting off buying life insurance, but now that I’m married with a baby on the way I need to do the responsible thing. I’ve settled on buying term insurance, but I’m not sure on how much I should get.
Doctor Disability Coverage Options – How Much Protection Do You Really Need?
You wouldn’t go without life insurance. So why would you risk losing your income?Life insurance protects your family if you die. Disability insurance protects your income if you can’t work.But here’s the real question: How much coverage do you actually need? Step 1: Do the Math (Or Let
Four Simple Ways To Make Life Insurance More Affordable
According to LIMRA, 48% of American families do not have life insurance. These figures mark a 50-year-low in life-insurance coverage undoubtedly sparked by tough economic times.Ironically, life insurance is actually that much more important when times are tough. However, many families find it hard