Story at-a-glance Doctors thrive in states with low taxes, strong asset protection, and a business-friendly environment.Texas and Florida stand out with no state income tax and strong legal protections for personal assets.Mississippi offers low cost of living and cheap malpractice insurance,
The Impact of Needlestick Injuries on Physicians
Story at-a-glance Needlestick injuries are nearly unavoidable in training, with 99% of surgical residents reporting at least one incident by the end of residency.These injuries can have serious physical, emotional, and financial consequences, from disease transmission to career
Are HSAs the Secret to Reducing Health Care Costs?
Story at-a-glance HSAs pair with high-deductible health plans (HDHPs) to offer lower premiums and tax-advantaged savings for medical expenses.Contributions are tax-deductible, grow tax-deferred, and can be withdrawn tax-free for qualified medical expenses—even premiums.Unused funds roll over
Doctor Disability: CHDP Preventive Care Can Prevent Disability
Story at-a-glance Consumer-Directed Health Plans (CDHPs) are growing, offering high-deductible plans paired with health savings accounts.CDHPs encourage smarter healthcare spending, including increased use of preventive care.Busy medical professionals often skip their own preventive care,
Physicians Ignore Their Own Health—And It’s Costing Them
Story at-a-glance Many doctors struggle with their own health—up to 37% are overweight, and most cite lack of time for exercise.A physician’s health directly impacts their ability to work; 1 in 5 disabled doctors is out for over a year.Physician disability insurance protects your income if