You sign up for group disability insurance at work. It feels like a no-brainer. Premiums only cost a few dollars per month, and getting insured is easy: no insurance agents, underwriters, or medical exams.Then, something happens to you. You think, “Thank goodness my disability insurance protects 60%
Doctors, Disability and Critical Illness Insurance
Most physicians we speak with understand the need for at least some individually-owned disability insurance. But there’s another important form of insurance protection that is growing more and more popular as physicians and employers see the need: Critical illness insurance for doctors. For proper
Court Ruling Highlights Importance of Disability Insurance for Women of Childbearing Age
Here's the deal A young woman in Florida was just a few weeks into a healthy pregnancy and purchased disability insurance from Reliance Standard. 38 weeks into her pregnancy, however, she had to be admitted to the hospital, complaining of headaches and high blood pressure and swelling of hands
Why Disability Insurance Protection is Critical for Women of Childbearing Age
It’s not unusual to want to take some time off after having a baby. In some cases, you have no choice – medical complications are common after childbirth. But while employers with 50 employees or more are obligated under the Pregnancy Discrimination Act and Family Medical Leave Act to grant you time
Disability Among Medical Students Up To 9 Times Higher Than Previously Believed
Recent research from the Journal of the American Medical Association (JAMA) indicates that there are far more people making it through medical school with disabilities than we imagined. Indeed, the number of students with disabilities of various sorts going through medical school may be as much as
Why is Disability Insurance More Expensive for Women?
Occasionally we have clients compare rates for similar individual disability insurance policies for men and women. Why Are Rates Higher For Women? Because it’s worth it! Here’s why: When insurance companies set rates, they base them on their claims experience for similar policy holders in
Why People In Their 20s and 30s Need Disability Insurance
As a young and healthy person, it’s easy to think of wheelchairs, canes and handicap placards as an issue for older Americans. But that’s just not true. Aside from the risk of accidents and injuries, there are also a number of severe, debilitating and potentially career-ending diseases strike young
Young Doctor Stricken With Brain Tumor – 1 Year Out of Residency
Most people who get as far as receiving a quote from a disability insurance site see the price of the policy. But it’s important to understand the value of a disability insurance policy as well. The fact is that one in four of you reading this will struggle with a disability disrupting your ability