Think of disability insurance like maintaining a healthy blood pressure - you're doing it to prevent a serious problem, not because you want to use it. Let me share some insights about why "never using" your disability insurance is actually the outcome you should hope for, along with some real
Do I Really Need Disability Insurance Now?
As a resident physician, you’ve got plenty on your plate—long shifts, mounting student loans, and the pressures of training. With so much going on, it’s easy to push financial planning to the back burner, especially when it comes to disability insurance. Many residents think they can wait until
How Do I Choose the Best Disability Insurance Policy?
As a doctor, protecting your income is one of the most important steps you can take for your financial future. Disability insurance ensures you have a safety net if an illness or injury prevents you from working. But with so many options, how do you choose the best policy? Here’s a straightforward
What is “Guaranteed Renewable and Non-Cancelable” Coverage, and Why is it Important for Doctors?
When you invest in disability insurance, you’re not just buying a policy—you’re buying peace of mind. But not all policies offer the same level of protection. For doctors, the single most important feature of an individual disability insurance policy is that it is guaranteed renewable and
Short-Term vs. Long-Term Disability
Disability insurance is often an overlooked but critical part of a solid financial plan, especially for professionals like physicians and dentists who rely heavily on their income to maintain their lifestyle. But when it comes to disability insurance, there are two main types to consider: short-term
Last Call for Discounts: Resident Physician Disability Insurance
As a medical resident, you’re navigating the demanding path toward becoming a practicing physician. Amid the busy days and long nights, there’s a critical financial decision you should make before your residency ends: securing discounted resident physician disability insurance. Here’s why acting now
Clinical Autonomy: Embrace Your New Role as an Independent Practitioner
Transitioning from residency to becoming an attending physician is a monumental step in a medical career. One of the most significant changes is the shift towards clinical autonomy. As an independent practitioner, you are now responsible for making clinical decisions confidently while continuing to
The Essential Guide to Disability Insurance for Independent Contractor Physicians
As an independent contractor physician, you enjoy the flexibility and autonomy that comes with not being tied to a single employer. However, this freedom also means you need to take charge of your own benefits, including disability insurance. Unlike employed physicians who may receive group