Many people we speak with ask us why they should purchase their own disability insurance when their employer already offers a general group plan for all the employees. There are many reasons why doctors and dentists, especially, should own their own individual disability policies. Here are some of
Why Medical Students Need Disability Insurance
Physician disability insurance is essential at every stage in your career as a medical professional. However, as a medical student, living with little to no income while accruing significant debt exposes you to particularly unique risks.According to the American Medical Student Association, over 86%
Doctor Disability: Why You Need Physician Disability Insurance
Doctor Disability: Why You Need Physician Disability Insurance As a medical professional, physician disability insurance may not be a top priority. It doesn't have the dangers or extreme physical requirements of say, a logger or commercial fisherman. But physician disability insurance can help you
Doctor Disability Insurance That Grows with Your Salary
A study released by the Hay Group in September 2012 shows that median base salaries are set to increase 2.9% in 2012 for employees of large integrated health systems. That’s about the same as in 2011. Hospitals reported median base salary increases of 2.4% for 2012, also about the same as in 2011.
Disability Insurance for Aging Physicians: Protecting Your Career and Retirement
You want to retire on your own terms—when you’re ready. While physician disability insurance is essential for protecting your livelihood, ideally, you’ll never have to use it. But what happens if your body tells you otherwise?The cost of living has skyrocketed, making retirement more expensive than
Physicians Ignore Their Own Health—And It’s Costing Them
Doctors know how to keep people healthy. But what about themselves?37% of male doctors and 28.6% of female doctors are overweight.7-8% don’t exercise at all.88% of trainees and 48% of attending physicians say work and family keep them from exercising.The problem? It’s not a lack of care. It’s a lack