Many people we speak with ask us why they should purchase their own disability insurance when their employer already offers a general group plan for all the employees. There are many reasons why doctors and dentists, especially, should own their own individual disability policies. Here are some of
Why Medical Students Need Disability Insurance
Physician disability insurance is essential at every stage in your career as a medical professional. However, as a medical student, living with little to no income while accruing significant debt exposes you to particularly unique risks.According to the American Medical Student Association, over 86%
Doctor Disability: Why You Need Physician Disability Insurance
Doctor Disability: Why You Need Physician Disability Insurance As a medical professional, physician disability insurance may not be a top priority. It doesn't have the dangers or extreme physical requirements of say, a logger or commercial fisherman. But physician disability insurance can help you
Doctor Disability Insurance: Will Your Coverage Keep Up With Your Income?
Your Income Is Growing—But Is Your Disability Insurance? Doctors’ salaries keep rising—but here’s the problem: Most doctors’ disability insurance doesn’t.A static payout policy means if you get disabled 10 years from now, you’ll be stuck getting paid a fraction of what you actually earn.And if
Disability Insurance for Aging Physicians: Protecting Your Career and Retirement
Story at-a-glance 1 in 5 U.S. physicians is over age 65, facing rising health risks while continuing to practice.Common conditions like cognitive decline, chronic illness, and mobility issues can disrupt a medical career.Longer careers mean greater risk of disability—yet many doctors can’t
Physicians Ignore Their Own Health—And It’s Costing Them
Story at-a-glance Many doctors struggle with their own health—up to 37% are overweight, and most cite lack of time for exercise.A physician’s health directly impacts their ability to work; 1 in 5 disabled doctors is out for over a year.Physician disability insurance protects your income if