Story at-a-glance
- Young professionals face high odds of long-term disability—up to 80% by age 25.
- Disabilities can strike anytime, often when you least expect it.
- Your income is your most valuable asset—disability insurance protects it.
- Don’t bet on luck. Protect your finances with a policy that kicks in when life doesn’t go to plan.
Do you feel unstoppable? Like nothing could ever go wrong? If so, Murphy has some news for you: whatever can go wrong, will.
Many of us think we’re invincible, especially when we’re young. But life is unpredictable, and disabilities can happen at any time. That’s where disability insurance comes in.
The Numbers Don’t Lie
According to the Commissioners Disability Table, young adults are more likely to experience a long-term disability than older individuals. The odds are surprising:
- A 25-year-old has an 80% chance of experiencing a disability lasting 90 days or longer.
- A 35-year-old has a 67% chance.
- Even at 55, the chances are 33%.
Think you’re lucky? When was the last time you picked the fastest line at the grocery store or walked out of Vegas with more money? The truth is, luck isn’t something you should bet on when it comes to your income.
Why Disability Insurance Is Essential
Your ability to earn an income is one of your most valuable assets. Without it, how would you pay your bills, cover your mortgage, or support your family?
Disability insurance ensures you’re covered, even if life throws you a curveball. It provides a safety net, so you can focus on recovery instead of worrying about your finances.
Murphy’s Law is real—but with disability insurance, you can protect your most valuable financial asset: your income.
Ready to protect your future?
Get a personalized side-by-side policy comparison of the leading disability insurance companies from an independent insurance broker.
