
What are MY Odds of Becoming Disabled?
Story at-a-glance Doctors face higher disability risk than other white-collar professionals like lawyers or executives. Over 50% of disabilities last 5 years or more, especially

BANG. You’re disabled. What’s your plan, Doctor?
Story at-a-glance Doctors often delay disability insurance, waiting for the “right time”—but life doesn’t wait. Musculoskeletal injuries, multiple sclerosis, and other conditions can strike in

What is the Best Time to Buy Disability Insurance?
Story at-a-glance Disability can strike unexpectedly—even in your 20s or during residency, before your career truly begins. A young ER doctor’s back injury from a

Physicians Should Buy Disability Insurance While Young
Story at-a-glance Many physicians delay disability insurance, assuming they’ll get it later—but later is often too late. Early-onset conditions like MS, anxiety, or injuries can

The Impact of Needlestick Injuries on Physicians
Story at-a-glance Needlestick injuries are nearly unavoidable in training, with 99% of surgical residents reporting at least one incident by the end of residency. These

Misguided Missiles: Sleep-Deprived Medical Residents and Motor Vehicle Accidents
Story at-a-glance Medical residents are routinely placed at risk for drowsy driving crashes due to extreme shift lengths and sleep deprivation. Studies show drowsy driving

Physicians Probably Need Tax Help
Story at-a-glance Tax rules are constantly changing, and as your financial life grows more complex, so do your filing needs. Online tax tools work well

Managing Debt – A Financial Weight Loss Formula
Story at-a-glance Debt is still a major challenge for many physicians, but with the right plan and discipline, it’s possible to regain control quickly. Start

Budgeting Basics for the New Physician
Story at-a-glance Budgeting is the foundation of cash flow control, helping physicians build wealth after years of training and delayed earnings. Preparation matters—set up a

A Winning Strategy for Saving Money while Reducing Your Debt
Story at-a-glance New physicians don’t have to choose between saving and paying off debt—a smart budget can help you do both.. The key is a

AMA Disability Insurance Review Vs. Individual Disability Insurance
Story at-a-glance Most physicians have disability insurance—but many rely too heavily on group plans like AMA, which come with serious limitations. AMA policies can be

Disability Insurance Brokers Offer Best Solutions for Physicians
Story at-a-glance Physician disability insurance is no longer a one-size-fits-all product—it’s now a niche market with limited carriers and specialized features. These policies have complex,