Year-End Tax Planning for Physicians
Story at-a-glance Year-end tax planning is critical for physicians, especially as financial clarity improves late in the year. Smart strategies include deferring income and accelerating
Doctor Disability: CHDP Preventive Care Can Prevent Disability
Story at-a-glance Consumer-Directed Health Plans (CDHPs) are growing, offering high-deductible plans paired with health savings accounts. CDHPs encourage smarter healthcare spending, including increased use of
Disability Insurance for Military Doctors: Military Doctors May Lose Coverage
Story at-a-glance Military doctors lose key disability protections once they leave active duty—especially for non-service-related issues. VA disability coverage requires documentation during service, making post-separation
Doctor Disability: Staying Home When You’re Sick
Story at-a-glance Flu season increases presenteeism—working while sick lowers productivity and spreads illness. 80% of physicians work while ill, risking their own recovery and their
How Laughter Helps Doctors
Story at-a-glance Laughter boosts physical health—it improves oxygen flow, lowers blood sugar, and even protects the heart. Humor strengthens doctor-patient relationships, easing anxiety and building
Why Medical Students Need Disability Insurance
Story at-a-glance Medical students face major financial risk—most carry $119K–$150K+ in student debt with little to no income. Rising tuition and stagnant physician salaries have
Doctor Disability: Why You Need Physician Disability Insurance
Story at-a-glance Physicians have high incomes to protect—but traditional safety nets like Social Security fall short. Medical school debt is massive, with most grads owing
Dovetail Your Disability and Health Coverage
Story at-a-glance Integrating health and disability insurance helps employees better navigate illness, injury, and financial risk. Early symptom care reduces disability risk—when employees understand their
Doctor Disability Insurance: Importance of Cost of Living Adjustment
Story at-a-glance Missing key riders can cost you—especially the Cost of Living Adjustment (COLA) that protects against inflation. COLA keeps your benefits growing—flat-rate or CPI-linked
Doctor Disability Insurance: Will Your Coverage Keep Up With Your Income?
Story at-a-glance Your income will grow—your disability insurance should too or you risk being underinsured. Most policies don’t adjust over time, leaving high earners stuck
Doctors Disability: Lock in Protection Before It’s Too Late
Story at-a-glance 75% of disabled Americans face financial hardship—and doctors aren’t immune. 1 in 4 workers will become disabled before retirement, risking total income loss.
Physician Own Occupation Disability Insurance: Protect Your Income Before It’s Too Late
Story at-a-glance Home-based practices are rising—but with more freedom comes bigger financial risk. One injury or illness can shut you down—and there’s no employer safety