
Medical Students: Rethinking Third-Year Education
Story at-a-glance Third-year medical education is evolving, with growing debate between traditional block rotations and longitudinal integrated clerkships (LICs). Block rotations offer broad exposure, but

The Importance of Disability Insurance for Surgeons
Story at-a-glance Distractions in the operating room significantly increase surgical errors, especially among less experienced surgeons. A Medpage Today study found that interruptions led to

Disability Insurance Definition: A Simple Guide for Physicians
Story at-a-glance Disability insurance replaces your income if you can’t work due to illness or injury—yet many professionals overlook it. Physicians face higher disability risk

Budgeting for Financial Freedom: A Simple Guide for Physicians
Story at-a-glance Budgeting isn’t restrictive—it’s a tool for financial freedom, especially for physicians managing complex income and expenses. Start by assessing your current income, not

Physician Burnout Prevention: Protecting Your Health and Career
Story at-a-glance Physician burnout is rising, driven by long hours, emotional strain, and administrative overload. Burnout symptoms include chronic fatigue, anxiety, sleep issues, and reduced

Disability Insurance for Aging Physicians: Protecting Your Career and Retirement
Story at-a-glance 1 in 5 U.S. physicians is over age 65, facing rising health risks while continuing to practice. Common conditions like cognitive decline, chronic

Managing Physician Stress and Protecting Your Future with Physician Disability Insurance
Story at-a-glance 86% of U.S. physicians experience moderate to severe daily stress, increasing the risk of burnout and disability. Key causes include long hours, policy

How to Build an Emergency Fund for Physicians (Without Cutting Into Your Lifestyle)
Story at-a-glance Physicians need an emergency fund—3 to 6 months of expenses in a liquid, safe account. Most doctors don’t prioritize cash reserves, putting their

Why Workers’ Comp Won’t Protect You – Physician Disability Insurance Does
Story at-a-glance Less than 5% of disabilities are work-related—meaning workers’ comp won’t protect most physicians. Despite the risk, over half of medical professionals haven’t researched

Physicians Ignore Their Own Health—And It’s Costing Them
Story at-a-glance Many doctors struggle with their own health—up to 37% are overweight, and most cite lack of time for exercise. A physician’s health directly

Doctor Disability Coverage Options – How Much Protection Do You Really Need?
Story at-a-glance Disability insurance protects your income if you can’t work—just like life insurance protects your family if you die. Use a needs analysis to

Mastering Disability Insurance: The Game-Changing Truth About Elimination & Benefit Periods
Story at-a-glance Your elimination period (waiting time) and benefit period (payout length) have the biggest impact on cost. Longer elimination periods lower premiums—but you need

