Story at-a-glance Physician burnout is rising, driven by long hours, emotional strain, and administrative overload.Burnout symptoms include chronic fatigue, anxiety, sleep issues, and reduced job satisfaction.Prevention strategies include work-life balance, mental health support, and financial
Disability Insurance for Aging Physicians: Protecting Your Career and Retirement
Story at-a-glance 1 in 5 U.S. physicians is over age 65, facing rising health risks while continuing to practice.Common conditions like cognitive decline, chronic illness, and mobility issues can disrupt a medical career.Longer careers mean greater risk of disability—yet many doctors can’t
Doctor Disability Coverage Options – How Much Protection Do You Really Need?
Story at-a-glance Disability insurance protects your income if you can’t work—just like life insurance protects your family if you die.Use a needs analysis to calculate how much coverage you actually need based on income, family, assets, and liabilities.Doctors should aim to replace at least
Mastering Disability Insurance: The Game-Changing Truth About Elimination & Benefit Periods
Story at-a-glance Your elimination period (waiting time) and benefit period (payout length) have the biggest impact on cost.Longer elimination periods lower premiums—but you need enough savings to cover the gap.Short benefit periods save money upfront but may leave you uncovered long-term.For
Own-Occupation Disability Insurance: Are You Covered or Exposed?
Story at-a-glance Disability can strike anytime, and most group policies don’t offer enough coverage.Own-occupation disability insurance protects your income if you can’t do your specific job—even if you work elsewhere.To choose the right coverage, calculate your monthly income × average
Disability Insurance Quote Online: Get the Best Deal, Fast
Story at-a-glance Comparing disability insurance quotes requires more than checking premiums.Key features to evaluate include: elimination period, benefit period, monthly benefit, own-occupation definition, and job classification.Two policies with the same price can offer very different levels
Protect Yourself with Doctor Disability Insurance & Critical Care Coverage
Story at-a-glance Doctors face real risks: 1 in 2 men and 1 in 3 women will develop cancer, and heart attacks strike every 34 seconds.Critical illnesses can end medical careers and cost individuals up to $1 million.Even with health insurance, the financial burden can be overwhelming.Doctor
The Expressway to Broke? Protect Your Income with Disability Insurance
Story at-a-glance Young professionals are more likely than older adults to face long-term disabilities.A 25-year-old with a disability may be out of work for over 4 years on average.That lost income could total $400,000–$475,000 or more.Disability insurance protects your income if you can’t