Your Association Disability Plan May Offset Your Group Benefits From: diattorney.com In the case of Fleisher v. The Standard Insurance Company filed in New Jersey Federal Court, the court recently rendered a decision which can have a negative impact for numerous physicians and other business
MetLife Leaves the Individual Disability Insurance Game
If you’ve been putting off getting disability coverage, now is the time to act. Here’s why: One of the best disability contracts for physicians on the market – and one of the best values – is the MetLife policy. Unlike many cheaper disability policies, it’s a ‘true own occupation’ contract – meaning
How Much Disability Insurance Do I Need? A Guide For Physicians and Medical Students
For most people, the need for disability income insurance is a pretty straightforward calculation: Nearly anyone with a whole career in front of them and relatively little in savings – the usual situation with workers in their 20s, 30s and early 40s – needs as much as the insurance company will sell
The Role of Disability Insurance in a “Portfolio Pyramid”
Any good financial planner will tell you that the role of disability income insurance is a key asset and makes up part of a solid foundation for any financial plan. The "Portfolio Pyramid" A common way of explaining and illustrating a solid financial plan is to imagine a pyramid. The most
Five Ways To Save on Disability Premiums
Disability insurance is a critical asset for physicians. There are literally millions of dollars on the line for any future or current physician who has most of a career ahead of him or her. If you were to unexpectedly lose your ability to work in the medical profession – either by illness or
Doctors Need Income Protection
Physicians are quite accustomed to helping people who are temporarily or permanently sidelined from the work force by injury or illness – one at a time. But many physicians don’t quite grasp that they themselves could face disabilities like their patients – disabilities that threaten to derail years
The ‘Big Three’ Must-Have Insurance Policies To Start With
Writing for the Detroit News, financial planner Barry Glassman identifies the three “must-have” insurance plans for American families: life, disability and long-term care. We concur. If you have a car, the law forces you to buy auto insurance (to protect other people, if not yourself). If you buy a
The SSDI Safety Net is Going Broke – Why You Need Disability Insurance
The government can’t take care of you. At least, not in any kind of lifestyle most Americans would find acceptable. According to the Social Security Administration’s own actuaries, the government account that funds the Social Security Disability Insurance program is going broke, and fast. The