Story at-a-glance Even the healthiest physicians can get sick or injured, putting their income and career at risk.Physician disability insurance replaces lost income if illness or injury prevents you from practicing.Workers’ comp and health insurance aren’t enough—they don’t protect your
Medical Students: Rethinking Third-Year Education
Story at-a-glance Third-year medical education is evolving, with growing debate between traditional block rotations and longitudinal integrated clerkships (LICs).Block rotations offer broad exposure, but critics compare the brief experiences to “speed-dating” with specialties.LICs provide
The Importance of Disability Insurance for Surgeons
Story at-a-glance Distractions in the operating room significantly increase surgical errors, especially among less experienced surgeons.A Medpage Today study found that interruptions led to 8x more mistakes during simulated procedures.Even with study limitations, the findings highlight the
Disability Insurance Definition: A Simple Guide for Physicians
Story at-a-glance Disability insurance replaces your income if you can’t work due to illness or injury—yet many professionals overlook it.Physicians face higher disability risk due to demanding work and often carry significant student debt.Social Security Disability Insurance (SSDI) offers
Budgeting for Financial Freedom: A Simple Guide for Physicians
Story at-a-glance Budgeting isn’t restrictive—it’s a tool for financial freedom, especially for physicians managing complex income and expenses.Start by assessing your current income, not future projections, to avoid overspending.Track both essential and discretionary expenses to uncover
Physician Burnout Prevention: Protecting Your Health and Career
Story at-a-glance Physician burnout is rising, driven by long hours, emotional strain, and administrative overload.Burnout symptoms include chronic fatigue, anxiety, sleep issues, and reduced job satisfaction.Prevention strategies include work-life balance, mental health support, and financial
Disability Insurance for Aging Physicians: Protecting Your Career and Retirement
Story at-a-glance 1 in 5 U.S. physicians is over age 65, facing rising health risks while continuing to practice.Common conditions like cognitive decline, chronic illness, and mobility issues can disrupt a medical career.Longer careers mean greater risk of disability—yet many doctors can’t