The good news is that, as a group, physicians seem to take the real threat of incurring a disability to heart. According to a 2007 survey by the McGill Advisory, nearly 100 percent of the physicians surveyed said they were covered by some form of disability insurance. The bad news, also revealed in
Physicians Should Base Disability Insurance on Reality, not Rules of Thumb
In countless blog posts here we have stressed the importance of understanding the definition of “disability” in choosing a physician’s disability insurance plan. More than any other type of professional, physicians must be able to protect their specific occupation and specialty from the prospect of
Will Your Disability Policy Protect You at the Next Level?
Will Your Disability Policy Protect You at the Next Level?The medical profession is unusual in many respects, but one in particular sets it apart from all most other professions; and that is the meteoric rise in income most medical professionals experience beginning the day they complete their
Disability Insurance Premiums – How are they determined?
Disability Insurance Premiums Compared with other forms of insurance, disability insurance premiums tend to be much more expensive. Why? Because you are at a greater risk of becoming disabled than you are to die prematurely or lose your house to a fire. Understanding how disability insurance
Doctor Disability: Relying on Sick Leave and Other Employer Plans for Disability Time
Doctor Disability: Relying on Sick Leave and Other Employer Plans for Disability Time If you are relying on sick leave, healthcare or other employer-sponsored benefits to help with your downtime under a disability, be very careful with your planning. The first step is to find out how your human
Physician Disability: Healthy Eating Habits
Physician Disability: Altering Habits in the Doctor's Office Take your vitamins. Stay away from processed carbohydrates. Not too much sugar. Wear sunscreen. Exercise for thirty minutes daily. Eat more vegetables. Ease up on the caffeine. Although you should have physician disability insurance to
Physician Disability: How Physicians Use Smartphones
Physician Disability: How Physicians Use SmartphonesSmartphones have been rapidly integrated into many different industries- but how can they be used in medical practice? Mobile phones today have the potential to aid physicians in day to day administrative tasks, such as email access, and in some
Physician Disability: Don’t Overlook Disability Insurance
Physician Disability: Don't Overlook Disability Insurance Auto, homeowners, health & life insurance; the necessity of these insurance lines is well known. But what about physician disability insurance? The broad definition of disability coverage is a coverage that replaces lost earnings if