In countless blog posts here we have stressed the importance of understanding the definition of “disability” in choosing a physician’s disability insurance plan. More than any other type of professional, physicians must be able to protect their specific occupation and specialty from the prospect of
Dovetail Your Disability and Health Coverage
If your clinic, center, practice or group is one of the many professional medical organizations offering both health and disability insurance to your executives, doctors and workers, you need to know about the benefits of dovetailing your health and disability coverage for employees who become
Physician Own Occupation Disability Insurance: Protect Your Income Before It’s Too Late
Doctors Used to Work from Home… Now Some Are Going Back Doctors used to live where they worked. Now, with telemedicine and private practice shifts, some are bringing medicine back home. Smart move? Maybe. Huge risk? Definitely.Because here’s the brutal truth: Your income is tied to your
Doctor Disability Insurance: The Only Backup Plan That Actually Works
Doctors Think They’re Invincible. Until Reality Hits. Let’s talk about the #1 thing doctors get wrong about disability.Most think disability = some freak accident. A car crash. A skiing wipeout. Something dramatic.Wrong. Illness—not accidents—cause the majority of disabilities.And here’s the
Disability Insurance Definition: A Simple Guide for Physicians
Most people understand the importance of auto, homeowners, health, and life insurance. But what about disability insurance? Many overlook this essential coverage, even though it provides financial protection if an illness or injury prevents you from working. What Is Disability Insurance? (A
Mastering Disability Insurance: The Game-Changing Truth About Elimination & Benefit Periods
The Hidden Costs Inside Your Disability Insurance Policy Here’s the deal. You want the best disability insurance—but you don’t want to overpay. Most people get caught up in the monthly premium and ignore the real factors that drive their costs.Two critical elements decide how much you’ll
Own-Occupation Disability Insurance: Are You Covered or Exposed?
You work hard. You’ve spent years mastering your profession. But what happens if you can’t work tomorrow?Most people think, “I’m healthy, I’ll be fine.” Until they’re not.Look, disabilities don’t discriminate—they can hit anyone, anytime. And when they do, your ability to earn stops cold… unless
Disability Insurance Quote Online: Get the Best Deal, Fast
Apples to Apples? Nope. Here’s How to Actually Compare Disability Insurance Policies Like a Pro So, you’re ready to get a disability insurance quote online—awesome. But before you lock in a policy, let’s talk about something that could cost you big if you’re not careful: making a true